Downsize Your Lifestyle For More Manageable Finances

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Are you struggling to pay the bills each month? Sick of seeing your bank balance go into the red? It might be time to downsize your lifestyle. There are many things you’re probably paying too much for. You don’t have to go smaller- simply downsize your costs and find cheaper ways around them.

You’ll be surprised at how much you can save if you just make your lifestyle more frugal. You can stabilize your finances and start saving up a lot of money. You may wish to get a fancy car and a nice house in the future- but for now, you just need to make sure you can afford your bills. Here are some tips for downsizing your lifestyle.

Downsize Your Home

Buying a house is a fantastic investment, but many people do it far too early. Mortgage payments cost a lot on their own. But you’ll also have to deal with maintenance, insurance, taxes, and other associated costs.

If your home is costing you far too much, you need to downsize. It might involve selling your house and finding somewhere to rent. Many cities have affordable apartments and even rental houses which can give you much more breathing room with your finances.

You can find many apartments and houses to rent online with much more affordable living costs. Some even include utilities and other amenities in the rent, making it a much cheaper living situation.

Pay Less For Your Vehicle

Your vehicle is another thing that can drain your funds fast. Getting a new car can take years to pay off. It also costs more the more you drive, with the price of fuel accumulating. With maintenance and repair costs on top of that, it can be hard to handle.

If your car is costing you too much, you may need to go cheaper. Instead of trying to pay off a fancy new car, consider a used vehicle. Many dealerships offer used trucks and cars, and it works out much cheaper than buying new.

You don’t have to go for something old and rusty. You can find plenty of fantastic vehicles on used lots- they’ll just have a little more mileage. It’s a much more affordable way to own a vehicle and has many other benefits.

Downscale Your Subscriptions

One of the monthly costs that often catches people off guard is their subscriptions. There are many products and services which require a monthly fee. You should look at the things you’re paying for each month and consider whether it’s worth it.

For instance, many people pay monthly for a gym membership, but how often are you using it? If you’re only hitting the gym a few times a month, consider working out at home instead. Not only will it save you money, but you’ll also get more workouts in thanks to the convenience.

Subscriptions to things like NetFlix, Spotify, and magazines can also add up. If you use these things regularly, the cost might be justified. But if they’re sapping your finances too much, you might need to sacrifice a few.

Lower Your Grocery Bill

Naturally, you’ll need to pay for your groceries each week. But make sure you’re not going over the top. Only fill your shopping cart with what you need- and make sure you get it as cheap as possible.

Compare grocery stores to see which has the lowest prices. It can also help to buy supermarket brand products instead of name brand foods. Try to get things that’ll last a long time. For instance, buying frozen meat can be kept much longer than fresh meat, and it’s also cheaper.

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Nature’s Relief: 6 Foods To Keep Pain In Check

Nature’s Relief: 6 Foods To Keep Pain In Check

So! I don’t know about you, but I’m not really the biggest fan of pain. The great American philosopher Swayze once said that “pain don’t hurt”, but I suspect he was merely trying to impress Kelly Lynch. Anyway, prescription pain medication may do the job at first, but it can lead to all sorts of problems further down the line. I like to do things a bit more naturally, so here are my top seven pain-fighting foods to help safely manage your discomfort.

  1. Ginger 

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Image by: Pixabay

Good old ginger. It’s sweet, fiery and tastes like Christmas, and it’s one of best natural painkillers out there. In fact, it’s a bona fide anti-inflammatory marvel! Ginger will tear nausea’s throat out and deliver a swift roundhouse to stomach upset (okay, I’m done with Roadhouse now). Oh, and it is also excellent for period pains. There’s a ton of ways you can take it, too; including grated over dishes, mixed into smoothies and boiled into a tea. Just, y’know, avoid the ginger wine. Bad.

  1. Chilli peppers

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Psychic spies from China may indeed be trying to steal your mind’s elation, but that doesn’t diminish the effectiveness of red-hot chilli peppers in cutting down pain. The capsaicin in these spicy veggies goes straight to work on your nerves, blocking off the chemicals that carry pain signals around. Cool, eh? If you’ve got arthritis, try applying topical capsaicin cream to the affected areas.

 

 

  1. Oily fish

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You’ve probably heard all about the virtues of omega-3 oil (it was definitely the ‘in’ thing a few years ago), but you might not know just how handy it can be for reducing soreness. It lowers inflammation, which makes it great for joint and neck pain relief. It’s found mainly in oily fish like salmon, herring, anchovies, mackerel and sardines. If that doesn’t appeal, try flaxseed, chia seeds, egg yolks and walnuts. Plenty of choice!

 

  1. Nuts, seeds and dark, leafy vegetables

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All right, so sticking multiple items in the same entry is cheating a bit, but I’m sure your body won’t mind. The keyword here is ‘magnesium’, and all of these foods are positively dripping with it. Magnesium is essential in keeping your bones and muscles healthy, and a lack of it could result in a multitude of aches and pains. Avocado is another I’d like to add to the list. Why? Because it’s awesome, that’s why.

 

 

  1. Peppermint

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Image by: Wikimedia Commons

Another fine addition to your blossoming food/medicine cupboard, peppermint is a bit of a natural wonder. It can help with everything from toothaches to irritable bowel syndrome. Not to mention muscle pains, headaches, joint irritations, skin inflammations… you get the idea. Your best bet is either fresh peppermint leaves or concentrated oil, which gives you a lot of scope for application.

 

 

  1. Coffee

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Yep! Even a cup of morning go-juice can assist with headaches and muscular strains. If you’re really suffering, try taking a common, over-the-counter painkiller at the same time. The caffeine will send it into overdrive, delivering a much more powerful kick. However! Coffee only does the trick if you don’t drink it much, and caffeine withdrawal brings a whole new set of colourful problems. This one is for emergencies only, got it?

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