Cars Behaving Badly: Which Models Are Most Likely To Be Caught Speeding?

You might think that the driver of a vehicle would be to blame for speeding. But it turns out that the car itself might have something to do with it too.

Imagine this: you get up in the morning and go outside to your driveway to open up your car – a Toyota Auris with a 1.3-liter engine. You sit in the driver’s’ seat, turn on the engine and take it out onto the open road. The problem with the Auris is that it takes about 15 seconds to get up to 60 mph, and during that time, you barely feel any acceleration at all. It’s not exactly thrilling.

Now suppose that you’re driving an Audi A5 or BMW. All of a sudden, driving becomes a thrill, and before you know it, you’ve broken the speed limit.

So which cars are most likely to be caught speeding? Take a look at the following vehicles which car insurer Admiral says are most likely to be breaking the law by driving too fast.

Audi A5

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The Audi A5 is a popular coupe in European countries, thanks to its excellent engine-management, affordable price, and performance. But it’s also one of the cars that is most likely to be caught speeding. Popular among younger male drivers, the A5 offers considerable bang for the buck.

 

BMW 4 Series

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According to a lawyer who understands DUI penalties, many people speed when under the influence. And that appears to be true of BMW 4 Series drivers too. The worst offending 4 Series car, according to Admiral Insurance, is the 420d. It’s not the top-of-the-range model by any means, but it’s an incredibly popular diesel variant of the ever-popular four-door saloon, and that’s why it gets caught speeding so much.

Audi Q5

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The Audi Q5 was the German manufacturer’s answer to the affordable crossover coming out of Japan over the last decade. The car, popular among parents doing the school run, is one of the highest offending cars, surprisingly. Why? Well, it might have something to do with all those local speed limits around schools which change all the time. Should drivers be going 30 or 20? It’s not always clear.

Among all Q5 models, it’s the standard version of the car that has been involved in the majority of offences. With a 3.0 litre engine that produces an impressive 349 bhp, and goes from 0 to 62 mph in just 5.4 seconds, it’s not surprising that this vehicle comes near the top of the list.

The Bentley Continental

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The Bentley Continental is the car that has racked up more speeding offences than any other, according to admiral. And it’s not hard to work out why. Not only does the Bentley have incredibly high performance, but it also tends to be driven by people who want to go places quickly and have the money to pay off any fines. The Continental will accelerate effortlessly and won’t tell you that you’re driving too fast. 30 feels the same as 130 mph.

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Here’s a Dream App For You!

It seems there’s an app for nearly everything these days. But one important app is missing. And it’s one I’m sure just about everyone would love, and, in fact, it could quite possibly end up being the most popular app ever! Unfortunately, I don’t have the skill needed to build a decent app, let alone the one I dream of. And, It may not be technically possible to build such an app today. But, I’m going to show you what this app would do if I could make it.

Phone on with home screen visible. 6/26/2018

What’s this dream app called? I would call it the Call Guard App”.

And what would it do?

To summarize, it would accurately screen calls and block all unsolicited robocalls, scam calls, and spoofed number calls. And would pay you as well!

Like what you’ve read so far? Well, it may seem unbelievable, and you may be asking questions about some calls that you might want to receive, and of course, where would the money come from? So, let’s look at the details.

Recognizes wanted calls vs unwanted calls.

The app would screen all calls and would be able to tell the difference between unsolicited and solicited calls. So, if you have the pharmacy regularly give you a robocall to tell you your medicine is ready, the app will recognize that the number source is legitimate, and that you’ve done business with the pharmacy, even if you don’t have the pharmacy in your contact list! So you don’t have to worry about missing an important call from a number you haven’t dealt with before! It will also have the option of having the caller announced.

Recognizes spoofed numbers as such.

The app will be able to tell if a number has been spoofed. A spoofed number call will show you a number that is legitimate. But if you were to call that number back and talk to the person your caller id says the number belongs to, you will reach that person’s line, and maybe that person him or herself. However, they did not call you! The scammer simply “used” that person’s number so that you will think it’s a legitimate call and answer it! And, if you do answer it, you’ll not be talking to the person who actually owns that number, but the scammer! That’s why many people won’t answer any number they don’t recognize. This app will be able to recognize a spoofed number!

Keeps you from being bothered by unwanted calls in the least.

Perhaps the second best part? The app will block the unwanted call before it ever reaches your phone! So, it won’t ring, go to your voicemail, or register on your calls received list, and will never bother you at all! No more unwanted ringing when you’re at work or busy with something else!

It pays you!

And the best part? It pays you! I’d put the payment at $100 per call. Now, the app will be able to instantly locate the exact and true source number or unit making the scamming call as well as all related info regarding the source, and of course locate any accounts related to it. And it will automatically withdraw the money and put it into a special account that the app provides for you, with the ability to transfer the money to your own account of your choosing! The app will also make sure that no innocent accounts or people whose numbers have been spoofed or whose accounts have inadvertently been linked or attached to the scammer by the scammer, will be affected!

It can be tailored to your needs.

Options. It has a lot, enough so it can be easily tailored to your needs. And it will be very user friendly! Options include being able to add political campaigns’, companies’ and sales reps’ numbers to the list to block. They can be blocked by individual numbers or all numbers under a particular organization, such as “ABC Mortgage Refinance Partners”, or John Smith for Senate”. And they would be charged the $100 also, once they are added to the block list. They may not be scammers, and their numbers are legitimate, but they can still be relentless in their attempting to get you to answer their calls, often even after you already have!

The app can be used with older mobile phones, flip phones, and landlines.

It would have the ability to link with your landline and flip phone with a code you could enter that would block these unwanted calls as effectively as the app does on your smartphone!

The Call Guard app is free!

The app would be free! Funding would come from an extra $10, withdrawn from the unwanted calling source!

So, I’m sure this app would be extremely popular, and could end the ever-growing avalanche of robocalls, scam calls, and other unwanted calls that plague nearly everyone to some extent.

Of course, the revenue coming into your account would decrease over time as organizations of all kinds would start backing off as it would cost them millions, but boy, the peace of mind, knowing the calls you get are far more likely to be legitimate and you’ll be much more likely to answer them! And you’ll have much more control over your incoming calls!

But alas, I think we can only dream for now, unless I am completely wrong and there is such an app. For now, there are some that do block calls, like Mr Number, which I do find to be quite effective, however, my phone will still ring for a bit most of the time while the app assesses the number.

So, I say this: If there is such an app and you know about it, please tell the world. You will be greatly thanked to say the least!

And if there is no such app that you know about, and you have the skill to make one or at least try to, then please do it! If you succeed, you will be forever loved and respected and rich!

Here’s hoping!

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The Real Reasons You Need Car Insurance

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It may be one of the biggest expenses that all drivers have to contend with, but there is unfortunately no way of getting out of car insurance. As a driver and car owner, you are obliged to buy an insurance policy to cover your car, even if you hardly use it. It may be an annoying part of driving, but this necessity to have insurance is in place for a reason. Read on to find out why exactly you need to have plenty of car insurance before you hit the road.

To Be Compliant With The Law

First of all, the main reason you need to take out some car insurance is so that you are compliant with the law. There will be an absolute minimum of coverage that is the legal requirement in your region. You will need at least this minimum to be compliant, but it always pays to get yourself some more if you can afford it. After all, the minimum might not be enough to cover certain accidents or maintenance. However, at least you will be covered with the minimum and so you don’t run the risk of needing to see a lawyer, such as https://blumenshinelawgroup.com, who would have to help you get an uninsured claim. So, be sure to get covered with some insurance and then you don’t have to run the risk of getting on the wrong side of the law!

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So You Can Get A Car Loan Or Lease

If you think that you will need to loan a car, there’s a good chance that taking out insurance could be part of the rental agreement. Without taking out an insurance policy, you might not be able to loan the car in the first place. This is also the case with loans for autos as well. One of the minimum requirements from most lenders is that you put some car insurance in place. Most lenders will require you to have a comprehensive insurance policy in place as well as some form of collision coverage. That way, they know that you won’t struggle with any maintenance or repair costs as that could affect how easily you could make your rental or loan payments.

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To Protect Your Own Finances

It’s important to understand that insurance doesn’t just protect the vehicle in question. It can also help you better protect your finances as well. If you were to cause an accident and the other driver involved were to make a claim against you, then you would have to cough up in full and pay for both of your legal fees as well as any maintenance for the other driver’s car. Thankfully, though, your insurance should cover this cost. If it doesn’t cover it in full, it should cover a substantial portion. It’s necessary to remember that your finances will only be protected if your car insurance also contains some liability insurance. If your current car insurance policy doesn’t, then you might want to look for some extra liability insurance to ensure your finances won’t be damaged in any way.

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So That Your Vehicle Is Always Covered

Insurance will cover your vehicle in a wide range of scenarios. When we think of car insurance, we almost immediately think of it covering accidents and crashes. But that’s not all! Once you have insurance in place, it should cover your vehicle in the event of most other kinds of damage. If your car is ever in a fire, then your insurer should pay out for the necessary repairs. Similarly, if your vehicle is ever stolen, your insurance company should pay out to help you replace it. This kind of cover isn’t always included in the most basic of car insurance policies, so you might have to pay extra to ensure your car is covered for theft. The guide at https://moneysupermarket.com can give you an idea of which policies cover what.

To Protect Your Passengers

As I’ve already mentioned, having the right kind of car insurance will help you afford any medical bills that you incur after a car accident. But that’s not all. If there was someone traveling with you in the car at the time of the accident, then it should pay out to cover all of their related medical costs as well. This will even be the case if the accident was caused by you. After all, the passenger wasn’t behind the steering wheel, so won’t be at fault for the crash at all. No matter what the bill is for, whether it’s for a hospital stay, surgery, or a prescription fee, your insurance should always pay up for your passenger’s expenses.

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To Cover Yourself

If you are an uninsured motorist, then you are playing with a big risk. If you are found out, then you could be found to be breaking the law, as you won’t be compliant with your region’s driving laws. As a result, you could end up in court and facing a hefty fine. In some cases, you might even end up with a driving ban. Not only that, though, but you risk losing a lot of money if you were to end up in an accident, even if it wasn’t your fault. That’s because you will have to pay for all of your vehicle’s repairs using your own money and won’t receive an insurance payout to help you with the financial costs. The expense will be a lot higher if you did cause the accident, as you would need to pay for the other driver’s repairs and possibly their legal fees too.

As you can see then, there are many different reasons why you need to take out sufficient insurance cover for your car. This will help you be a better driver when out on the roads as it keeps you and other road users exceptionally safe and financially secure. So, if you don’t already have some insurance for your car, you might want to think about getting some right now!

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Home Uncomforts: Making Working From Home Work For You

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There’s a lot to be said for working from home. Not just in the fact that it’s a great way to gain some control over your life (not least minimizing the travel time to the office), but working from home can be a considerably more difficult approach if you are not someone who can thrive in an office environment. The whole working from home scenario can work for you, just as long as you follow a few fundamental approaches…

Finding The Right Career

Usually, the standard career option for those that exclusively work from home revolves around writing in one way or another. But, it’s not just this one route. A lot of people decide to set up a business, especially if they are struggling to make ends meet in a freelance capacity. While selling items out of your home may seem like a lot of effort for little return, there are ways to set up solid businesses via options like the Amazon FBA approach. You can visit this site to get some more information on this. On the other hand, you may have other reasons that you would rather work at home. In which case, there are options for you to work from the comfort of your own home, just as long as you have a decent internet connection.

Learning How To Thrive In Your Environment

Even if you have a job that requires a lot of focus, it can be very difficult for you to maintain this, especially when you work at home, on the couch, or even at the kitchen table. This means that you’ve got to master the art of discipline. Learning how to maintain some sort of focus isn’t just about removing immediate distractions, but about getting into a working frame of mind. The best way for you to do this is to, in effect, treat it as a job. Giving yourself a structure, like the one that’s imposed on a typical 9 to 5 job is one of the most beneficial ways for you to do any work. Because, if you don’t, you’ll find yourself doing a little bit of work now and then, and before you know it, it’s taken you 15 hours to do something that would normally take 7 or 8. This is why you have to impose some sort of structure on yourself because even though you are working at home, the novelty of being at home soon wears off. Not just in the fact that you are bored with your immediate surroundings quickly, but having no one to talk to can be incredibly isolating. This is why you have to set yourself self-imposed boundaries and challenges because this task of getting the work done by a certain time will keep you going.

A lot of people look at working from home as a very luxurious prospect. When in fact, it can be quite the opposite. We all have reasons that we need to work from home, but it can still prove to be a very difficult setup. You can make working from home work for you.

 

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Business Rules Which Can’t Go Ignored

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Whenever you start a business, there will always be certain rules which have to be followed. Some will involve money, while others will surround people and information, and they all have different degrees of importance which come with them. Those which are the most critical often get handled first, with business owners moving slowly down the ladder until they’ve handled everything. Of course, though, it can be very easy to ignore something which is perceived as unimportant. To ensure that you don’t fall into this trap, this post will be exploring some of the key areas which need to be considered when you’re doing this work.

People: The people within your business are one of its most important features. They will handle work which you can’t do by yourself, be the backbone of your income, and will dictate how much success you’re able to find in the market. Treating employees and customers right takes more than simply smiling at them, though. Along with this, you also need to follow the law, with problems in this area being some of the very hardest to overcome once they’ve become apparent.

Data: With big companies around the world finding it hard to keep ahold of their user’s data, laws in this area have been becoming very strict in recent years. As a big part of this, fines are often dished out to companies which fail to comply with the rules, making it essential that you have this side of your business covered. To achieve this goal, you need to store data very securely, while also following the rules when it comes to the training you give your team.

Things: Businesses often have to work with materials and objects which would be dangerous for the general public to be exposed to. The field of medicine, for example, has to work with chemicals which can make or break lives, making lockable medicine cabinets a must for those in this business. It may sound strange, but companies have gotten in trouble in the past as a result of performing actions which lead to people stealing from them, especially when it would have been easy to stop in the first place.

Money: The government in your area is very interested in the money which comes through your business. They will have a long list of laws and regulations which need to be followed, all working towards the goal of keeping a record of what your business has been making. Ignoring this area is very common, but the results of inaction can be very severe, making it well worth working with an accountant to make sure that your business isn’t going down the wrong path.

It’s very easy to ignore something when it doesn’t feel important to you. In reality, though, you can’t ignore these parts of your business, as they will almost certainly catch up with you if you do. Of course, though, this doesn’t mean that you have to be scared, as breaking the rules in this area can often be remedied if you are able to make changes fast enough.

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How Do The Best Entrepreneurs Keep Costs Down In This Modern Business Age?

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 Let’s not kid ourselves; the success of business ultimately comes down to money. Unfortunately, for every business that does achieve its goals, there are at least two that will fail. The ones that perform well, however, are often those that appreciate the need for control over the expenses. After all, the road to profit is a two-way street.    

So, how exactly do the best business owners manage to maintain control? Here’s all you need to know.  

They Start Small

It’s one of the oldest phrases in the book, but it’s vital that you learn to walk before you run. Thanks to the possibilities offered by online interactions, it is now possible to start the venture from home. Whether it’s a solo effort or includes hiring remote freelancers, success can be enjoyed in this manner. With virtual office addresses on offer too, keeping up the brand image needn’t be an issue either. If nothing else, taking this route removes a lot of that initial pressure.  

They Shop Smart

Consumers use the internet as a valuable research tool to save money on purchases every single day. Frankly, it’s crazy that some entrepreneurs fail to bring this into their business lives. Ideas range from launching the firm via a digital registration company to using price comparisons on purchases. Either way, there’s no doubting that a little effort goes a long way on this front, and could drop the overheads by a significant percentage. Ignoring this is a rookie error.  

They Embrace Modern Tech

Modern tech developments are constantly being made, and not only with regards to 3D printing and computing. Manufacturers continue to find ways of making parts better and more cost-effective. Meanwhile, making smarter decisions such as checking out the liner plating costs for the finish can work wonders. Finally, automated systems can be used to take care of everything from admin to manufacturing. This should make the business a well-oiled machine.  

They Use Social Marketing

The marketing arena has changed at a quicker pace than any other aspect of business, and not only due to the growth of digital trends. The consumers are also more likely to listen to the words of friends or people they look up to rather than a fancy ad campaign made by the company. Affiliate schemes are a great option while influencer marketing can be used to great effect too. The injection of a social factor increases the conversion rates and reduces the costs. Perfect.  

They Analyze

It’s very easy to operate a business with the mindset that you’ve done everything right. However, the ability to accept that mistakes will be made is something that separates the best from the rest. An array of productivity programs can monitor the performance of the business and its employees. With automated alerts, correcting those mistakes and upgrading the general approach to business is a lot easier. Meanwhile, analyzing the approach to credit repayment plans should make a big impact.  

Making the capital work harder doesn’t guarantee success, but it will give the business a far better shot at achieving its goals. If you run a company of any kind, incorporating those ideas is a must.

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Common Health Myths You Need To Stop Believing

The Internet is home to a wealth of information. There is no denying that it has enriched our lives in many different ways. However, it has also led us to believe things that are not necessarily true. After all, anyone can claim to be an expert when they are hiding behind a computer screen. With that being said, keep on reading to find out more about the common health myths you need to stop believing.

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We can diagnose health problems on the Internet – This leads on from what we discussed in the introduction. You cannot rely on the internet to solve all of your problems and answer all of your questions because there is a lot of misinformation. Even if you use trusted websites, like the NHS site, you could still end up assuming you have an illness you don’t have. Doctors are there for a reason. It is better to turn to the likes of Advanced Urology to deal with health issues, rather than trying to second guess what has happened and what the best course of action would be.

Mobile phones cause cancer – If you do a quick search online, you will see that there are articles stating that all sorts of things cause cancer. However, you will be pleased to know that there is no credible link between mobile phones and cancer, as per the National Cancer Institute.

Gluten is bad – This is one of the more recent health myths. Everyone seems to be going on gluten-free diets because they assume that this is the best way to lose weight and lead a healthy lifestyle. You probably know someone who has decided to go on a gluten-free diet! However, unless you have an intolerance or celiac disease, gluten is not harmful or unhealthy.

Fat is bad – This is one of the most common myths that we have all been led to believe when it comes to our health. However, there are good fats and there are bad fats. The chemically processed trans fats are the bad fats, which you should make an effort to eliminate from your diet. You do need a good dose of healthy fats, though. After all, it is all about having a balanced diet and eating in moderation.

You need a mega dose of Vitamin C – Last but not least, we have been led to believe that Vitamin C has some sort of superpower and that we should have mega doses of it on a daily basis. Of course, we need the vitamin to function properly. However, enough is enough – there is no need to overload on it!

As you can see, there are a number of health myths that most of us are guilty of believing. Hopefully, you now feel like you have separated the facts from the fiction so that you are better placed to achieve your health goals. Good luck!

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