There is nothing scarier than being involved in a road traffic accident. The sensation of losing control of a vehicle in which you are currently sitting is terrifying. Add to that the fact you’ve rolled the company car? Scary stuff.
Most people will tell you not to panic as the company you work for should have vehicle accident management software for moments like this. They’ll see it wasn’t your fault and they’ll be able to walk you through what to do next. The company will also likely have lawyers to worry about all of this for you and cover you with insurance. However, you need to think about your own legal rep and how to ensure that you’re not taken advantage of if you need help. A lot of information will be thrown at you in the wake of a car accident, and you need to take a step back and give yourself a moment to absorb it. With that in mind, here’s what to do if you’re in a wreck with the company car.
- Are You Responsible?
The very first thing to figure out is whether or not you are responsible for this mess. It’s not nice to talk about it, but you need to be present in the investigation. The accident software your company installs in company cars will be a big help, as will dash cam footage. Understand whether this was your negligence or negligence at the hands of the other driver, and you will be just fine.
If your company is to blame, as in, they didn’t adequately service the vehicle, they will be answerable to their actions – not you. Yes, you’re responsible for driving, but if you were put in a dangerous situation it’s important to be able to get help and back up with the company insurance. They will be liable for costs, not your personal pocket.
However, if you are to blame for this accident because of non-work related car use or being illegal with the car, you could lose your job as well as a shot at any compensation. This is not the outcome you want here.
- How To Handle It
You should never assume your company will take care of it all for you. Insurers are costly and it makes sense to ensure that you have your own legal help to advise you if there has been an accident. Hiring a personal injury lawyer who is knowledgeable on what to do in these situations is going to be the smartest move you could make.
It may be difficult to deal with all of this legal headache, but deal with it you must. Get some help from a professional before you get back to driving again. You need physiotherapy to get you on your feet and a therapist for your mental health, too. Car accidents are not a joke. No matter what you do, make sure that you get the best advice possible and protect yourself while you recover.
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