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Staying Within The Speed Limit Is About To Get A Lot Easier

When you love driving, you do a lot of it. What’s more, you like to do it in style. While sitting around in traffic is par for the course, there are times when you can get out on the open road and enjoy yourself. 

Unfortunately, though, you’re not perfect. And sometimes you can dip over the speed limit, especially on wide-open roads. And that can cause you to fall foul of the law. 

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Getting a speeding ticket is not a pleasant experience. Not only does it cost you a lot of money, but it also means that you now have points on your license, which take many years to disappear. Furthermore, it takes away from the pleasure of being out on the road. You don’t want to feel as if a cop could pull you over at any minute. You want to be able to relax and get the most out of the experience. 

The good news, though, is that car manufacturers are listening and coming up with gadgets and solutions. 

Adjustable Speed Limiter

Nobody wants to build a speed limiter into all cars that works automatically. People want freedom on the road. And they don’t like to feel as though they are under control. Similarly, speeding tickets are a great way for local authorities to make money, so they’re not going anywhere soon. 

A growing number of companies, however, are offering their customers automatically-adjusting speed limiters. Instead of just capping a vehicle to 155 mph – as most do – these adjust their limits according to your geographic location. If the system detects that you’re in a 30 mph zone, it’ll stop you from floating above that. 

The cool thing about these systems is that they’re optional, and they help protect you from the police. You can put the pedal to the metal, and your vehicle will continue cruising along under the speed limit. It takes the element of luck out of getting a ticket. And that can only be a good thing. 

Gadgets That Detect Police Radar

The police measure the speed of oncoming vehicles using radar technology. Their equipment sends out a pulse of energy that bounces off the incoming car and then back again, telling them how fast it is going. 

Because of it, you can actually buy equipment that detects the signal, as this radar detector buyers guide points out. These devices pick up on the EM pulses coming out of radar devices and let you know in an instant whether there’s one nearby. It means that mobile speed cameras won’t come out at you as a surprise. You’ll be ready.

Autopilot Technology

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Of course, the moment machines take over the job of driving, the difficulty of staying within the speed limit goes away. We already see a large number of companies invest in autopilot technologies. And every year they continue to improve. Soon, we will have systems that can keep you under the speed limit while driving you down the highway. And soon that will extend to urban areas too. 

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Power to the Filipina: Investments for Every Young Filipina Professional

Keeping up with every trend is the modern woman’s downfall. While you’re busy updating your social media, you miss out on the opportunity to invest your time and finances on what will truly make an impact on your future.

There’s no better time than today to step up your game by focusing on the more relevant things in life. This means long-term investments to yourself, your relationships, and your financial security.

Your Own Place

Many assume that investing in real estate when you’re young is for generating passive income. While it’s an opportunity that comes with buying a property, there are better reasons to do it. This is especially true if you’re getting one for the first time.

Scout for a condo unit for sale in Makati to establish your independence. Housing options like condominiums are best for those who are new to living alone.

The size of your property doesn’t end all your challenges, though. You might still fall into bad habits like eating out all the time or neglecting to clean. There’s also the strenuous task of keeping track of your bills and paying them on time. Consider these a test to your character and an excellent opportunity to grow. Nothing matures a person like surviving in the world alone, especially when you’re a woman. You’ll discover it makes you a more competent person, partner, and parent in the future.

Your Personal Network

Relationships are what makes life fulfilling. This is true in your social and professional circles. With the world a smaller place today, thanks to technology, you must grow your network to get ahead in life.

“Getting ahead” doesn’t always mean staying competitive in the workplace. It’s by building relationships with people from different demographics, races, and world views that you mature.

If you’ve always found it challenging to engage strangers, sign up for personal development skills training. Join a volunteer organization. Dare to go to events alone even if they make you uncomfortable. Expanding your network might mean trying new things and spending on membership fees, but they’re investments that guarantee many returns.

Your Own Business

Starting a business, no matter how small, is daunting. Even investing in somebody else’s company can leave you restless. The reason you need to dare anyway is that entrepreneurship gives you better chances of gaining financial security. While you can achieve it with high-paying jobs, there’s more freedom and opportunities when you’re the boss.

It’s not unheard of for young female entrepreneurs to rise in the ranks and create names for themselves. Consider Melanie Perkins, the CEO, and co-founder of Canva. She pitched the idea behind the platform at nineteen years old. A little over a decade since she’s grown the business to one billion dollars

Whatever you want to invest in, make sure it’s something you’re passionate about. You might not get it right the first time, and it’s rare to make it big soon after starting. What’s important is you’re setting the momentum for an endeavor that can change your finances five to ten years from now.

No Time to Wait

Buying your own place, meeting new people, and starting a business might not be things you’ve considered doing alone. There’s a popular notion that women should reserve these for later in life or after marriage.

Don’t let these dated opinions stop you. They haven’t stopped the many women who are already headed in the direction you’re aiming for.

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Concierge Medicine: Why You Should Make the Switch

Originally posted on iveeapp.com by Amber Theurer | Apr 8, 2020 

concierge medicine

Recall the last time you went to your doctor’s office: You likely spent some unexpected extra time in the waiting room. You probably also waited a few weeks even to be seen, especially if it were a new primary care provider. Thankfully, the healthcare space is changing, and it’s largely in thanks to concierge medicine. 

According to a survey by Merritt Hawkins, individuals wait an average of 18 minutes upon arriving at their doctor’s office, which is usually after waiting about 24 days to see a new doctor. With almost all areas of our lives becoming on-demand, from food delivery to cleaning services, it’s no surprise that accessibility is beginning to reach the medical space as well. Concierge medicine is paving the way for this evolved healthcare landscape.

What is Concierge Medicine?

With concierge medicine, patients receive personalized, accessible care. Patients pay an annual fee, and in exchange, a primary care physical agrees to offer increased attention. While costs range, a study by the American Academy found the average price for concierge medicine care is typically between $77 and $183 per month. This fee opens the door for perks, including same-day appointments, longer exam times, medication home delivery, and 24/7 communication with your physician. As concierge medicine solves most of the pain points of the traditional healthcare experience, it’s on the rise.

The Rise of Concierge Medicine

The key reason why a vast majority of physicians are moving towards concierge medicine is that it allows them to deliver outstanding care to patients. A report from the University of Wisconsin found that nearly half of primary physicians today devote less than 15 minutes to each patient visit, with the typical patients having about 1.6 visits per year. Conversely, concierge medicine physicians spend about 35 minutes on each visit, with patients maintaining an average of four visits per year. Traditional doctors have thousands of patients at any given time – concierge medicine doctors have only hundreds.

Commitment to High Quality Care

Concierge medicine allows doctors to maintain greater bandwidth, which translates to their level of care. With more time and resources, they can genuinely get to know their patients and provide attention at all times – working not only to treat ailments but also to effectively prevent them. Jeffrey Friedman M.D., director of Medicine Community Health Associates and a member of MDVIP, summarizes this best, “Having a deep understanding of my patients, from their medical history, to how things need to be explained to each one, so they understand what they need to do and why means I have to put in the time and effort. The only way I’m able to deliver the highest quality medical care is by being a concierge physician.”

Benefits of Concierge Medicine

Round-the-Clock Doctor Accessibility

With concierge medicine, you can maintain a constant stream of communication with your primary care physician. It’s standard for concierge medicine patients to contact their doctor via call, text, email, and even Skype and FaceTime. Additionally, most concierge doctors guarantee same-day or next-day appointments. Consistent contact allows patients to have an answer to their medical questions at any time – even after traditional business hours. Say your sick or need a prescription refill. Concierge medicine care lets you skip the wait, office time, and copay.

Personalized Care
 Longer and more frequent appointments provide an opportunity for concierge doctors to know you on a deeply personal level. Therefore, they can obtain more information about your daily habits and issues that might have an impact on your overall health.

 With more time for patient communication and attention, concierge doctors can provide quicker results. For example, internists can order tests, read results, and arrange biopsy in a matter of days, rather than a matter of weeks. With specialized care, concierge medicine not only provides treatment, but it also relieves much of the anxieties surrounding medical issues.

Preventive, Not Reactive Solutions
Since concierge doctors have regular communication and face time with patients as well as more time, they can heavily emphasize preventive care. Traditionally, physicians address issues affecting a patient at one point in time and prescribe a quick solution, often ignoring previous events that compounded to create the problem. Conversely, concierge doctors look at the whole patient, analyzing their health history upon each visit. In turn, concierge doctors can identify and diagnose issues as they are arising, instead of after they have already escalated.

Management of All Aspects of Care
Concierge medicine takes a complete look at the patient. Familiarized with your entire medical history, concierge doctors can not only make intuitive connections, but they can also recommend specialists as needed. Think of your concierge medicine physician as a source that both stores and processes your medical data. When they can’t provide you a specific treatment, they can skillfully point you in the direction of one who can and communicate the information needed to do so.

Tips for Making the Switch

With any innovation, there are pros and cons. Since your relationship with your concierge medicine physician is vital, a bit of exploration is needed to find the perfect fit. Here are some tips for getting concierge medicine right:

1. Find the Right Doctor
Begin with the American Academy of Private Physicians, a search tool that allows you to locate concierge doctors by state. You can also find a doctor through a concierge physician network, like MDVIP. Doctors who are a part of concierge medicine systems typically charge a flat fee per year and maintain a strict cap on the number of patients their practices can see. While traveling, patients can also visit the nearest doctor affiliated with said network.

2. Make a House Call
While the majority of the time, you will communicate with your doctor remotely, it’s essential you have a feel for the environment that their practice creates. Before you commit, visit the doctor’s office. Ask relevant questions like how long appointments are, what services are included, and how responsive the physicians are. Keep in mind that as concierge medicine practices limit their patients, you may end up on a waitlist for your top choices.

3. Check Your Insurance
Health care coverage for concierge medicine care varies on a state by state and practice by practice basis. Your health policy may offer procedures that your annual concierge fee may not cover. You may have to pay out of pocket for membership fees; however, it may be possible to use funds from a flexible spending account or health savings account to cover these costs.

The Final Consensus

If you’re looking for high-quality doctors, personalized care, and on-demand medical advice, concierge medicine is right for you. As Charles Dinerstein, vascular surgeon and senior medical fellow at the consumer advocacy organization the American Council on Science and Health puts it, “Concierge medicine, like many other things we purchase, is an experience as much as it’s care — you have a much more personalized, intimate encounter with your concierge doctor.”

Don’t Forget On-Demand Wellness 

Concierge medicine is not limited to healthcare practices. There are a number of companies making wellness more accessible by applying the concierge model to individual services. For example, if you’re looking for a quick physical and mental boost, the ivee app delivers on-demand recovery and wellness IV therapy. Enter your location, choose your treatment, and a nurse will be to your door in just 15-30 minutes.

This is just one instance of on-demand service – with concierge medicine, the offerings are essentially endless. Feeling your best has truly never been easier!

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Easing Stress, Anxiety and Sadness While on Lockdown

The COVID-19 outbreak has taken a huge toll on all of us. Take a look at this post in which we reflected on the death toll and economic impact as well as providing our post-partisan take on the government’s handling of the pandemic. These are uncertain times for all of us. And when uncertainty arises, anxiety is often quick to follow. The pandemic and subsequent lockdown have, quite understandably, precipitated spikes in anxiety and depression throughout the world. Still, as you grapple with the “new normal” it’s important to remember that you are not powerless. You can take control of your mental health and improve your psychological wellbeing by being proactive. 

Image by 6689062 via Pixabay

Here’s how…

Take control of your finances

Your household budget is a balance sheet of income and expenditure. You’ve likely taken a drop in income. But that doesn’t mean that you’re powerless to counteract it by addressing your expenditure. The best place to start is the kitchen. Get used to eating more wholefoods (especially fruits and veggies). Buy fresh when you can. Buy tinned, dried or frozen when you can’t. As you get used to batch cooking and meal planning you’ll be amazed by how much less you spend on food.

Don’t forget about your bills, either. Don’t make the mistake of assuming that you need to pay over the odds for your utilities, home or auto insurance. Start running some price comparisons now or investigate local providers and you might just be amazed by what you can save. What’s more, if you’re no longer using your car, you don’t necessarily have to go to the expense of insuring it

Make time for yourself

You’re likely sharing your home with the whole family. As a result, it’s likely feeling a whole lot smaller. It can feel as though everyone is getting under your feet, and inevitably cabin fever may set in. This is why it’s so vital that you (and everyone else in the household) make time for yourself. Remember that you still can, and should go outside to get some fresh air. Take a walk, sit in the park and read a book for an hour. Play some video games or watch a movie by yourself if it helps you unwind but be wary of spending all day in front of a screen. 

Make time for yourself and you’ll return to your family happier and better adjusted with more perspective on your problems. 

Eat more plants, and less of everything else

Fruits, veggies, grains and pulses are packed with nutrients and phytochemicals to keep your body in tip top shape and your immune system ready for battle. However, studies suggest that a vegetarian diet also helps to boost your mood and reduce stress. Not to mention saving you money. So load up on plant based foods and steer clear of anything processed where possible.

Think about supplements

Supplements, so long as they’re natural and not processed, may be something to look into. Herbal supplements and oils, such as CBD oil, may be possibilities, too. Sites like Blessed CBD can provide more information about cbd oil and natural supplements, as well as a good range of products to choose from.

Exercise in whatever way works best for you

Finally, exercise can be a tremendous boon when trying to stay positive and alleviate stress. Exercise floods the brain with endorphins- the body’s feel good chemicals. Furthermore, the idea of wowing people with the new, leaner and healthier you once the lockdown is lifted can be a powerful motivator. 

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How to Protect Your Rights at Work

Your rights at work are precious and they’re worth protecting. If you’re finding yourself in a difficult situation at work and you’re not sure what to do about it, going back to your basic rights under the law should be the first port of call. Those rights are there for a reason and it’s only right that you defend them and stand up for them. If you’re not sure how to do that, here’s some useful advice.

Start by Learning What Your Rights Are

Before you can do anything else, you need to understand what your rights at work actually are. Of course, this is something that will vary from location to location depending on what the local employment laws are. You should find out what the laws are in your area so that you can understand where you stand what your rights are under the law.

Get to Know Your HR Reps

Getting on good terms with your employer’s HR reps is always a good idea. These are the people you’ll need to be in contact with and who you’ll need to turn to if there’s ever a problem at work. When it comes to defending your rights, you’ll probably achieve better outcomes if you’re on good terms with these people and not too combative with them because that’s not where you want to start.

Speak to a Lawyer When You Feel it Necessary

If you’ve been hurt at work and you feel you weren’t kept safe or properly protected by the company you work for and this is partially to blame for the accident, it’s a good idea to seek legal guidance. There are up to 3.8 million concussions in the workplace each year and you should take action to ensure you get compensation if you become part of that statistic.

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Join a Trade Union

It makes sense to find out which union represents people in your field and industry. By joining a trade union, you’ll have an external point of contact to help you in the workplace if a conflict or problem arises. They’ll be on your side and be able to defend you against employers who you feel are ignoring your rights and taking advantage of you.

Be Assertive Without Being Angry

Sometimes, you need to be assertive at work. As we mentioned above, this is not normally the best place to start when dealing with a problem. But if being polite and cordial gets you ignored, you need to be clear and assertive about what should happen. When you know what your rights are, there’s nothing wrong with asserting them clearly.

Protecting your rights at work is vital because if you don’t stand up for your own rights, now is going to do it for you. Don’t put yourself in a situation where you’re going to have your rights ignored or bypassed. It will only happen if you allow it to, so if you think you’re being taken advantage of, take a stand.

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Simple Tips to Transitioning to Working-from-Home

If you’re one of the many office workers who have recently transitioned from working in an office to now working remotely from home, you might be pulling your hair out trying to figure out exactly how to make the environment work best for you. 

Image credit: https://www.pexels.com/photo/photo-of-macbook-pro-near-iphone-and-apple-magic-keyboard-2528116/

Working from the comfort of your own home has huge pros, and a few cons. The lack of social interaction can be rough, and learning how to navigate meetings and face-to-face discussions via Skype or Zoom can make even the most introverted person wishing to be in the same room as their coworkers. 

One of the ways to reduce that stress though is to make sure that your home office environment is a welcoming place, thoroughly equipped to make your job easier to perform. If you haven’t already, now is the time to consider a dual monitor system. Whether you’re working on spreadsheets, going over a project with coworkers over the phone, or switching between two websites to compare, having two monitors greatly increases productivity. According to a survey performed by Jon Peddie Research, a second monitor increases your average output by 20 to 30 percent. 

Next, let’s talk about docking your laptop. If you’re accustomed to working on a larger monitor, and suddenly only have your laptop, you can consider docking your laptop. This will save on the cost of an entirely new computer, but allow you to use a larger or second monitor, as well as a traditional more ergonomic keyboard and mouse. For short amounts of time, a laptop can be a great machine to work on, but having a docking station is key in making sure your work station is a comfortable place to work. Not all laptop docking stations are made equally, though. If you’d like a thorough breakdown of some of the best options on the market in 2020, check out this review here

Finally, let’s address that persnickety video conference issue. 

Image credit: https://www.pexels.com/photo/turned-on-macbook-3205403/

When you set up your video camera and microphone to hold meetings with coworkers or potential clients, take these tips into consideration:

  • Angle the video so that viewers are not looking up at your chin or into your nose. Have a straight-facing camera, or slightly higher than eye level.
  • Even though you’re at home, make sure your area looks professional. That means clear out any clutter from behind you that can be seen.
  • Consider the lighting. Lighting from behind is going to put a shadow on your face, so have your lighting in front or to the side of you. This could be as simple as changing the location of where you sit so that you’re using natural light from a window 
  • Use the mute button. Large conference calls can get noisy. Touch-to-talk can make a meeting much easier to deal with when several people are in attendance. 

If you’re new to working from home, it can be a stretch, but well worth it in the long-run. You may need to remind kids and family members that while you are at home, you do need to focus on work during specific hours. This can greatly decrease interruptions and have you focused and productive throughout your workday.

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Sales-Boosting Strategies For Your Business

The goal for most business owners is to boost sales year on year and increase profits. If your sales have stalled, or you’re preparing to launch a new product or service, here are some tips to help you send order numbers soaring. 

If you’re just starting out, websites such as, https://www.whitehat-seo.co.uk, can be a big help in this regard. Again, see the tips below to improve your sales and marketing numbers.

Image credit: https://pixabay.com/illustrations/e-commerce-shopping-basket-shopping-402822/

Never miss a call

As a business owner, you’re probably used to working hard, but everyone needs a break. The way businesses operate now is very different from years gone by. Now, customers can purchase products, make inquiries and make reservations and bookings 24-hours-a-day. To cater to emerging and evolving trends and make businesses more accessible to customers, owners don’t have to employ staff around the clock. There are various ways to ensure you never miss a call or the opportunity to make a sale. One option is to take advantage of services like those available at www.rubyreceptionist.com.au. With call answering services, you can take messages and tend to your customer’s needs long after you’ve closed up for the day. It’s also a great idea to offer a live chat feature on your website, to provide interactive services like online booking and to use automated services or chatbots if you have a customer hotline. 

Target interested buyers

When you’re marketing products and services and trying to increase sales, it’s beneficial to focus on your target market, rather than adopting a scattergun approach. You want to ensure that the content you share, the materials you send out and the adverts you pay for reach the right people. Use market research and data analysis to determine which methods will be most effective in connecting with your ideal buyer. It’s best to commit time and money to techniques that have the best chance of generating and converting leads. You can use social media tools to define audiences and tailor content to suit your ideal buyer. If you already have marketing campaigns up and running, analyze data and use your findings to identify issues and make improvements. 

Follow up leads

It’s very common for customers to express an interest in a product or service and then disappear. As a business owner, it’s critical to follow up leads and try and encourage the buyer to take the next step. Focus on increasing the quality of leads using targeted marketing and lead generation methods, and then stay in touch with prospects and customers. Send out email reminders or offer incentives to gently persuade the client to place an order, make a booking or subscribe to your site. Avoid being too pushy or aggressive. If a customer hasn’t come back to you after you’ve sent a couple of emails or made a call, don’t continue to bombard them with messages. It’s important to get the balance right. You want to ensure that your customers are thinking about your products, but you don’t want to put them off. Using tactics like offering a time-restricted discount can help to convince buyers to complete a purchase. For more helpful tips on following up leads, take a look at this informative article https://www.thebalancesmb.com/lead-follow-up-system-sales-success-4138318

Run a promotion

Promotions can be hugely effective for pushing sales, but you need to think carefully about the types of offers you advertise and how you make people aware of them. It’s essential to highlight the value your products and services offer. Although decreasing prices can encourage buyers to shop with you, consumers are not always looking for the lowest price. You might find that offering free next-day delivery or providing a month’s free membership will appeal to your customers more than a flash sale. Tailor the promotion to suit your target client and use market research to ascertain the best ways to tell customers all about it. If you have a young client base, for example, and surveys and feedback show that most spend a lot of time on social media, use sites like Instagram to share the news. You can include links to your pages or specific products and provide information about the offer. Once you’ve posted, be prepared to respond to questions or comments. Keep checking your feed and take the opportunity to engage and interact with your followers. Always make sure that the terms and conditions are clearly visible, and plan in advance to ensure you can cope with a surge in demand. 

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Every business owner dreams of experiencing an upturn in sales. If you’re struggling to convert leads or your marketing campaigns are falling flat, it may be time to revamp your strategy. Investigate ways to make your business more accessible, tailor every campaign to reach out to your ideal buyer, follow up leads and consider running a promotion. 

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Why Stainless Steel Is The Choice For Commercial Sinks?

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When buying a sink for commercial purposes you need to give a greater level of contemplation to the decision you make. After all, a commercial sink is likely to be used a lot more frequently than one that is found in the home. Therefore the need for high levels of quality and durability are evident if you wish to benefit from a sink that is going to withstand excessive use and last for a long period of time. 

Your main area of concern should be regarding what type of material the sink is made from. In general, the main options at your disposal include; stainless steel, cast iron, glass, granite, stone, plastic, marble, ceramic, and terrazzo. Nonetheless, despite the vast selection, when it comes to commercial sinks stainless steel is the clear winner.

One of the main reasons why commercial stainless steel sinks, strainers, and sanitary tubing are the first choice for businesses is because of their low price tag. In comparison to most of the materials mentioned, you will find that stainless steel sinks are cheaper in cost. This is obviously particularly important when dealing with commercial use as businesses aim to keep their costs as minimised as possible. 

Aside from this, you will fail to find another sink with the vast levels of durability that stainless steel offers. This is extremely beneficial if you own a business, such as a restaurant, whereby the sink is going to be used non-stop throughout the majority of the day. You need not worry if you accidentally chuck pots and pans in the sink whilst in a rush. Your sink won’t chip or dent. If that wasn’t good enough, stainless steel is also stain-resistant too. Thus, you can rest assured you won’t need to experience the hassle of a repair or replacement anytime soon. 

In addition to this, commercial stainless steel sinks are really easy to maintain. You don’t need to buy any special cleaning products nor do you need to embark on extensive upkeep. This is especially advantageous when dealing with commercial sinks as it is unlikely you will have the time to spend time cleaning excessively. 

And let’s not ignore the aesthetic beauty of a stainless steel sink in your commercial kitchen. There is a wealth of different sink styles available in this material. Nonetheless, they all share the same qualities of looking sleek and shiny. Not only this, but they are easily matched with other commercial kitchen appliances and with the decor of the kitchen too.

Before concluding, there are different types of commercial stainless steel sinks available. You can differentiate based on obvious qualities, such as size. However, in order to reap the gains of the highest quality sink, you need to look for a higher percentage of nickel and chromium in the steel. Thus, seek a sink with either 18-8 or 20-10 printed on the product information.

If you are looking to purchase a sink for commercial purposes then look no further than one made from stainless steel. Not only are commercial stainless steel sinks affordable, but they are also highly durable, easy to maintain, pleasing on the eye, and versatile too.

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The top FOUR reframes for looking at Time, Money, and Success

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As I marched into the living room grabbing my laptop to begin tackling just one more project, I barked at my husband, “I don’t have enough time.” After all he did was so kindly offer a suggestion for my business. This was the stark reality of what my life was becoming when I entered my first business. I truly believed that more time in the business was the only vehicle to more income and more success.

Luckily, I was able to disarm this lie pretty quickly and I will preface this with, if I had not disarmed this immediately, I would not own a business today.

MORE TIME DOES NOT EQUAL MORE SUCCESS

Believing that more time spent in the business equals more success is a lie. Yes, time is certainly a factor, but working smarter not harder is truly the secret sauce. From then on I decided to lead with simplicity and intentionality in all that I did.

Now I want to share with you the top FOUR reframes for looking at time, money, and success differently.

These are rooted in simplicity, aren’t glamorous, but I promise, will help propel your success that much faster.

1. BELIEVE THERE IS PLENTY OF SUCCESS TO GO AROUND

Believe there is plenty to go around (abundance mindset) and do not say yes out of scarcity because it will bleed into the next tip.

I see so many entrepreneurs at varying stages in their businesses say yes to a project, contract, collaboration, basically any type of opportunity because of FOMO.

Let me just say that often these clients and opportunities are enticing and maybe they “could” be that stepping stone in getting you to where you want to be. However, here is a question I offer my clients to help them say yes from their best mindset, “if you were in the place you wish to be in six months, would you say yes to this client or opportunity?”

I am all for taking what you need to take to get started and seeing opportunities as stepping stones, but people tend to forget that opportunities are endless and that just as quickly as that one came, another will be on its way.

I say this because I want you to know and believe that you don’t have to take the breadcrumbs. There will always be another and better opportunity. Take some time to say yes. Often if you wait even just a few days, another one will have already presented itself, which could be even more ideal!

2. DON’T SCALE SO QUICKLY

This one is part two from the first tip. Here’s something to chew on, when you do your work with excellence, word will spread quickly—people will start talking about your ethic and happily share with others. 

And unfortunately, I see so many talented business owners have difficulty setting limits with themselves. They set out to take on a set amount of work, but they begin getting word-of-mouth referrals and rather than set a limit and say “I am booked solid at the moment and can put you on the waitlist or I’d love to offer you a referral,” they instead say YES and later shoot themselves in the foot.

I see this happening more often than you would think and it’s that fastest way to lose your business.  They are excited to see all the work come in so they do one of two things, take it all on themselves and spread themselves so thin, or begin contracting work or hire on someone to take on the work because they don’t want to miss out on an opportunity.

Then what happens next? They can’t keep up. They’ve maybe had a business just a few years, have never had employees, and realize they can’t keep up on their work, their contractors work, and the quality plummets.

Those loyal and happy customers are no longer happy anymore and decide to find someone else to replace you. Just as quickly as word of mouth spreads from happy customers, unhappy customers spread twice the speed. Now you are stuck paying a contractor or employee with no customers to serve. I know this may sound harsh, but I can’t tell you how many times I’ve seen this happen.

So in a nutshell, don’t scale too quickly. Grow a solid base of happy and loyal customers. Serve them and serve them well. Keep that waitlist. Once you’ve got a good handle on running a FULL business, time management, and really have some trustworthy people you might be able to slowly pass some work to (not out of scarcity), then slowly scale.

3. SET REALISTIC INCOME GOALS

Set realistic income goals where you won’t burn out. This also plays off of the last point, don’t set an income goal for yourself just because.

It’s so important you are intentional with your reasoning behind your money goal. I hear so many new entrepreneurs say, “I want to have my first 10k month before Q2 for the year.” Ok that’s cool, but why? And how?

You made 3k in your business each month so far and now you want and need to make 6k extra starting next month? Just doesn’t make sense!

How about we first look at how long you’ve been in business, how much time you have to pour into your business, what type of resources you already have set up in business, then ask yourself, do I have the capacity to take on that much extra work right away (without burning out)? And lastly, where will this money go?

If there is no intention behind why you want to make it and you set that number only because you think you should or it sounds successful, you will not hit it.

Here is a reason to want to hit a specific goal, “to have enough money leftover that I can make a big dent in my student loans or to have enough saved up for our dream honeymoon.” When you can visualize where the money will go, it makes it more tangible.

But then ask yourself, “realistically, how long will it take me to pay off my student loan or save up for that honeymoon without burning out?” Set little mile markers based off of your past earnings, time available, and resources to help support this goal. Set yourself up for SUCCESS friend!

4. BET ON YOURSELF FIRST

I see so many entrepreneurs reinvest all of their money into ads before they fully understand what their business even is. Even in year FOUR of my coaching business, I’m hiring an agency for the first time to set up ads for my book launch. I’ve dabbled with them in the past and have only lost money.

I think it’s crucial those first few years to really understand the buying behaviors of your customers. Get to know who these people are. Who is saying yes to that discount code you are offering? Who is engaging with you on social media?

Really jump into the trenches. Get dirty. Learn who your people really are and learn their buying behaviors.  Yes, it may take a little longer to grow your business this way, but it’s a heck of a lot safer betting on yourself than some ads that could possibly bring in a potential customer or a small sale. Friend, trust me on this one!

If you can keep these four reframes top of mind, I assure you that you will feel more confident, fulfilled, and at ease throughout your business journey!


This article by Kate Crocco was originally published at honeybook.com

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Life in the Stimulation

Originally posted on March 26, 2020 on changeroots.com.

What’s the latest?

  • Cases / Deaths: US : 80,857 / 1,163;  Italy: 80,589 / 8,215; World : 524,010 / 23,670
  • U.S. health response: Testing and tracking are crucial to curbing the spread; the U.S. isn’t doing enough of either.
  • Economic response: The Senate passed a stimulus bill twice as large as one from the 2008 financial crisis. The House votes on it tomorrow, Friday March 27th.
  • Bottom line: The more COVID-19 spreads, the more people die, the more drastic actions the government must take, and the more economic damage occurs.

Economic Impact

  • How bad is it: The initial economic decline from the COVID-19 will likely be sharper and more painful than during the 2008 financial crisis. Unemployment could reach 20%, compared to 10% in the 2008 crisis. 
  • Gov response: The Senate just passed a $2 trillion stimulus bill. This is in addition to $8 billion for vaccine research and $100 billion in economic aid already passed. Tomorrow, Friday, March 27, the House will vote on it.
  • Compared to 2008: The 2008 stimulus and industry bailout bills totaled $1.4 trillion.

What’s in the stimulus bill?The stimulus is an attempt to boost employment and economic output through grants, loans, and tax breaks to state and local governments, individuals, and businesses both large and small.

Who gets what? Source Politico

  • Individual Americans: 
    • Single Americans who make under $75,000 would get $1,200
    • Married couples who make under $150,000 would get $2,400
    • Parents would see $500 for each child under age 17
    • People who are unemployed would get an extra $600 per week for up to four months (in addition to state unemployment) 
  • Airline and other industry loans: $500 billion
  • Hospital Industry: $100 billion 
  • State and local governments: $150 billion

How does it compare to the 2008 stimulus 

The 2008 stimulus and industry bailout bills totaled $1.4 trillion. 

  • Individuals would receive up to $600
  • Married couples would get up to $1,200
  • Those with children would be sent $300 per dependent child

Did the 2008 stimulus bill work?

The recession ended in July 2009, five months after Congress passed the stimulus. Economic growth immediately improved. It expanded 1.5% in the third quarter of 2009 after shrinking 4.4% in Q1 2009. Within 18 months, the economy added 4.1 million jobs, after losing more than 500,000 jobs a month during the recession.

Our Post-Partisan Take

This crisis is forcing both parties to remember that everyone’s common goal should be serving the American people. The Senate voted unanimously on this bill with aspects of it that each party had to compromise on. Hopefully, this can carry forward in tackling problems beyond COVID-19 and result in more prompt legislation.

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