Car insurance is something which can be a pain in the neck to organise and can cost a large sum. When it comes to buying the right car insurance for you and saving some money, it can be a challenge to find the best policy for you. Today we are going to take a look at some of the best ways you can save money on your car insurance this year.
1. Choose your car carefully
Car Insurance is not something which is a standard cost for everyone and every type of car. It stands to reason that insuring a small car such as a Fiat 500 shouldn’t cost as much as insuring a bigger on like a 2 series BMW. There are different prices for different types of car, and this is why you need to watch out for the car you buy. Before choosing a new car, test a quote online and see how much it might cost.
2. Keep it safe
Keeping your car safe is obviously something you want to do. It’s common sense to keep the car safe and secure when you aren’t around so it won’t be damaged and stolen. Parking the car in a garage or drive will reduce your insurance cost a lot.
3. Use it smartly
When using your car, make sure that you are smart about where and how you use it. If you drive your car for many miles every day, this will have an effect on your insurance cost and it will drive it up (no pun intended). However if you can reduce the mileage you do in the car, it will reduce the cost of your policy.
4. Pick great coverage
Make sure to pick a good policy for your car. When choosing the cover for your car make sure to compare a few different types and prices and pick the best one for you. Remember to bear in mind the brand as well as the price for a trusted policy.
5. Install a black box
If you are looking for a super simple way to reduce your insurance cost from the get go, you can choose to have a black box fitted to your car. A black box records the speed and driving habits of a given driver and it will be a good way to allow insurance companies to feel safe in their investment. It will also keep you safe on the road and reduce your costs, so it’s a win win.
6. Increase your excess
If you want to reduce the cost of your insurance in a big way, you need to show that you are willing to invest in the safety of your car. The excess on your car insurance details the money you are happy to pay for your repairs if your car becomes damaged. It is something which you can increase at any time to reduce your premium with your insurance company and it can be very helpful for you overall.
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