What To Do If You Need To Get A Police Accident Report

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In the unlikely situation that you need to file a police report, you need to be sure you are as prepared as you can be. Although it can be an incredibly unpleasant situation, being prepared will help you stay calm and ensure you go through the process as quickly as you possibly can. 

With that in mind, here is a guide on what to do if you need to get a police accident report: 

  • Make Sure You Contact The Police Straight Away

The first thing you need to do if you need to get a police report is to contact the police right away. If you don’t, you will be asked why you didn’t do this when you’re attending your interview at the station as it can be seen as a way of tampering with evidence. During your phone call, you need to ensure you’re giving as many details as you can about the situation you are in. Although it may be difficult, try not to panic at this stage. 

For guidance when it comes to calling the police, you can visit this site here. 

  • Take Photos If Possible

If the situation you’re in has physical evidence, you need to ensure you’re taking as many pictures as you possibly can. Not only will it help when they’re compiling your report, but it may help when it comes to their investigation following the event. 

  • Ensure You’re Writing Down As Many Details As You Can About The Accident

Although it may not be the first thing on your mind after the incident has happened, you need to ensure you’re writing down as many details as you can. Talking to the police can be incredibly intimidating and if you’re feeling nervous, you may find that you forget key details. The best way to ensure this doesn’t happen is to write down as much as you can about the incident, handing those details over to the office as soon as you arrive at the station. For details about what you should be included, you can visit this site about how to get a accident report here. 

  • Take Someone With You For Support

If you’re feeling nervous about the whole situation, you may want to consider taking someone with you to offer support. Even if they were not there when the accident occurred, they will be allowed to join you throughout the interview process

The most important thing to remember is that the officers are there to help and they may come across as stern as they’re just trying to do their jobs. 

  • Give Them As Much Detail As You Possibly Can

Finally, you need to ensure you’re giving the officers as much detail as you possibly can. Give them any notes you have taken and any photographs you have, helping them build the best case they possibly can. Everything you give them will be used in the police report, meaning the more information they have the better. 

Are you worried about giving a police report? What can you do to help the process go as smoothly as possible? Let me know in the comments section below. 

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Solid Ways To Cut The Cost Of Car Insurance

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Car insurance is something which can be a pain in the neck to organise and can cost a large sum. When it comes to buying the right car insurance for you and saving some money, it can be a challenge to find the best policy for you. Today we are going to take a look at some of the best ways you can save money on your car insurance this year. 

1. Choose your car carefully

Car Insurance is not something which is a standard cost for everyone and every type of car. It stands to reason that insuring a small car such as a Fiat 500 shouldn’t cost as much as insuring a bigger on like a 2 series BMW. There are different prices for different types of car, and this is why you need to watch out for the car you buy. Before choosing a new car, test a quote online and see how much it might cost. 

2. Keep it safe

Keeping your car safe is obviously something you want to do. It’s common sense to keep the car safe and secure when you aren’t around so it won’t be damaged and stolen. Parking the car in a garage or drive will reduce your insurance cost a lot. 

3. Use it smartly

When using your car, make sure that you are smart about where and how you use it. If you drive your car for many miles every day, this will have an effect on your insurance cost and it will drive it up (no pun intended). However if you can reduce the mileage you do in the car, it will reduce the cost of your policy. 

4. Pick great coverage

Make sure to pick a good policy for your car. When choosing the cover for your car make sure to compare a few different types and prices and pick the best one for you. Remember to bear in mind the brand as well as the price for a trusted policy. 

5. Install a black box

If you are looking for a super simple way to reduce your insurance cost from the get go, you can choose to have a black box fitted to your car. A black box records the speed and driving habits of a given driver and it will be a good way to allow insurance companies to feel safe in their investment. It will also keep you safe on the road and reduce your costs, so it’s a win win. 

6. Increase your excess

If you want to reduce the cost of your insurance in a big way, you need to show that you are willing to invest in the safety of your car. The excess on your car insurance details the money you are happy to pay for your repairs if your car becomes damaged. It is something which you can increase at any time to reduce your premium with your insurance company and it can be very helpful for you overall. 

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