Solid Ways To Cut The Cost Of Car Insurance

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Car insurance is something which can be a pain in the neck to organise and can cost a large sum. When it comes to buying the right car insurance for you and saving some money, it can be a challenge to find the best policy for you. Today we are going to take a look at some of the best ways you can save money on your car insurance this year. 

1. Choose your car carefully

Car Insurance is not something which is a standard cost for everyone and every type of car. It stands to reason that insuring a small car such as a Fiat 500 shouldn’t cost as much as insuring a bigger on like a 2 series BMW. There are different prices for different types of car, and this is why you need to watch out for the car you buy. Before choosing a new car, test a quote online and see how much it might cost. 

2. Keep it safe

Keeping your car safe is obviously something you want to do. It’s common sense to keep the car safe and secure when you aren’t around so it won’t be damaged and stolen. Parking the car in a garage or drive will reduce your insurance cost a lot. 

3. Use it smartly

When using your car, make sure that you are smart about where and how you use it. If you drive your car for many miles every day, this will have an effect on your insurance cost and it will drive it up (no pun intended). However if you can reduce the mileage you do in the car, it will reduce the cost of your policy. 

4. Pick great coverage

Make sure to pick a good policy for your car. When choosing the cover for your car make sure to compare a few different types and prices and pick the best one for you. Remember to bear in mind the brand as well as the price for a trusted policy. 

5. Install a black box

If you are looking for a super simple way to reduce your insurance cost from the get go, you can choose to have a black box fitted to your car. A black box records the speed and driving habits of a given driver and it will be a good way to allow insurance companies to feel safe in their investment. It will also keep you safe on the road and reduce your costs, so it’s a win win. 

6. Increase your excess

If you want to reduce the cost of your insurance in a big way, you need to show that you are willing to invest in the safety of your car. The excess on your car insurance details the money you are happy to pay for your repairs if your car becomes damaged. It is something which you can increase at any time to reduce your premium with your insurance company and it can be very helpful for you overall. 

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Vehicle Buying Tips You Can’t Ignore

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Buying a new vehicle can be exciting and exhilarating, but it can also be overwhelming and confusing. With so many different makes and models to choose from, and a multitude of salespeople to deal with, there are some top tips to bear in mind when you’re in the market for a new vehicle. 

1. Find the right model

If you have a good idea of what you’re looking for, you’re less likely to be swayed by salespeople. Only you know how you’ll be using your vehicle, so take a look at what’s on the market and find out what types of cars, vans or bikes will meet your needs. With this in mind, you’ll have a great starting point to begin looking at vehicles, and you can ensure your new model will fit your needs.

2. Identify your budget

Whether you’re paying for a new vehicle upfront, getting a loan or entering into a financing agreement, it’s important to know how much you can afford to spend. It can be tempting to blow your budget, particularly when there’s a shiny new car in front of you, but overspending on a vehicle can leave you with years of debt. Know your budget before you begin looking at vehicles and you’ll be able to find a great new car or truck, without spending more than you can afford.

3. Don’t wait until you need a car

If you wait until your current vehicle fails, you may need to purchase something new quickly. If you rely on your truck for work, for example, you may be rushed into replacing it if it’s off the road or can’t be repaired. If you know your current vehicle is on its way out, start looking for a replacement now. This will give you more time to shop around and find the right vehicle at the right price.

4. Visit different dealerships

When you’re looking for a new car, truck, bike or van, don’t just go to the nearest dealership. In fact, visiting various different dealerships could be the best way to see what’s on offer and bag the best deal. If you’re searching for a Mercedes Sprinter for sale, for example, there may be quite a few dealerships in your local area which have these vehicles in stock. Don’t be afraid to try out various dealerships until you find one that offers the best service. 

5. Take a test drive

You should always test drive a vehicle before you buy it, but it’s important to test the vehicle on different types of roads. Whilst your new ride may drive fine on slower roads, what about highways? Similarly, your new car may be efficient when you’re on the open road, but what about when you’re sitting in traffic? Check with the salesperson if they have any pre-approved test routes before you head out, and make sure you’ll be able to test the car, van or truck on various different types of roads. 

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Pros & Cons Of Having A Fleet Of Vehicles For Your Small Business

Will a fleet of vehicles benefit your business? Source

Are you thinking about getting a fleet of vehicles for your business? If you run any sort of company that involves moving around to different places, then it could definitely benefit you. Delivery companies, service-based businesses – and many more – could all make use of a fleet of vehicles.

But, is this the right decision for you? To help you out, here are the pros and cons:

Pro: Expand your service

The obvious advantage of a fleet is that you can expand your service. You can send out employees to different areas of the country, and the fleet means you can service more people at one time. When you operate on your own – or only use one or two vehicles – then it restricts what you’re capable of. Having a fleet opens up new business opportunities!

Con: Risk of accidents

If you hire a fleet of vehicles, then you also get the risks that come with it. The main one revolves around auto accidents, which are more likely when you have multiple vehicles to manage. The problem is, other people can cause auto accidents which set your business back. As such, a lot of your time is devoted to fleet accident management, so you know what to do if the worst happens. By all means, you might never have to deal with this issue. But, it’s a cause for concern because the risks are greater than if you didn’t have a fleet.

Pro: Free advertising

When you get your fleet, you can put your brand logo and contact information on them. Essentially, the vehicles now have decals that advertise your business for you. So, whenever your team is driving around, they’re promoting the business for free! It’s a very smart way of finding new customers and growing your business even further.

Fleet management can be an accounting nightmare. Source

Con: Expensive to manage

Unsurprisingly, a fleet of vehicles isn’t cheap to manage. You have the initial cost of hiring the fleet, and then you have the general running costs too. Think about insurance, fuel, and then regular maintenance. All these things add up, and it can be far too expensive for some small businesses. Instead, you might be better off hiring a team and ensuring that they provide their own vehicle. You lose the advertising benefits that a fleet brings, but you cut the costs quite dramatically.

When you start weighing up the pros and cons, you realize that your small business might not be suited to hiring a fleet of vehicles. Likewise, you may feel as though the pros outweigh the cons, and it would be beneficial to have a fleet. Ultimately, it all depends on your company. If you have the money to hire and manage a fleet, then it will definitely bring lots of benefits. You can grow your business and reach more clients, which helps boost your sales figures. Over time, the increased sales can help deal with the management costs – and then some. But, if you don’t have the financial capacity to do so, then it could be better to hold off and wait until you do. Hopefully, this post has given you a deeper look at having a fleet, so you can decide if it’s worth it or not for your small business!

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Getting the Best Deal When Buying a Used Car

Buying a used car can be one of the best ways to buy a car, as the depreciation on brand new vehicles can be really high. Plus, buying a used car can also help to save you lots of cash compared to buying one that is brand new. The good news is that there is no lack of choice with a used car, as there can be things from your dream sports car to a great family wagon; there is a lot of choice in the second hand car market. But there can be tricky things that can put you off buying a used car, with the likes of unclear car histories or hard-nosed salesmen. When you don’t know what to expect, then it really can feel like a bit of a minefield. So with that in mind, here are some tips and tricks that can help you to get the best deal on a used car that you can.

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Even One Year Old is Better Than Brand New

If you think about the average price of a new car of around £30,000, then even by the time it is one year old, it can lose £10,000 in value pretty quickly. The next year of depreciation isn’t as steep, so it can be such a good idea to pick a car that is one year-old, rather than brand new, as it can quite dramatically slash the cost. So if you want to get good value for money, then that is what you should be looking for, rather than getting something brand new.

Choosing the Right Time to Buy

When you know what car you want to choose, then you need to know how to get it for the best price properly. Believe it or not, one of the things that you can do is buy your car at a specific time; there are some times that are better than others. Dealers and car dealers often have targets to meet, and for the salespeople, there will often be things like bonuses up for grabs. It can depend from country to country, and from dealership to dealership, but going on the quarterly sales is a great way to go. So think about the months of March, June, September, and December as good times to buy.

Doing your research is something that is so important too. You need to know what repairs the car has had, as well as seeing what else you can get for the car, such as tax paid and so on.

If you are choosing to buy a used car from a private seller, then it is unlikely that there will be a ‘good’ time to buy, as they will not have targets to meet and can wait for the price that they want. So if you are buying this way, then it is a good idea to keep an eye on the prices for a few months before you actually go to buy. Then you can see if the prices are going up or down and it can help your decision of when to buy, easier.

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The Benefits of Owning a Pickup Truck

Shopping for a new car can be tricky. You have to consider things like your budget, where you live, how much you drive and what kind of terrains you drive on. If you have young children, you might also have to consider their safety, the ease of fitting a car seat, and how easily you might be able to get things like pushchairs in and out of the trunk. You might spend time looking at family cars, small city runners, larger vehicles, sporty numbers, off-roaders, and pickup trucks.

If you’ve never owned or driven a pickup truck before, you might find the idea a little overwhelming and cross it off your list without too much consideration. But, looking at a Toyota Tundra for Sale can be worth it. Many people drive pickups, and you’ll often find that once people have made the switch, they never drive a different kind of car. But, why is this, what are the benefits of driving a pickup? Let’s take a look.

Credit – https://pixabay.com/photos/speed-car-vehicle-drive-automobile-1249610/

It’s Versatile

Some cars are great for driving in the countryside, but only on roads, they aren’t quite as good when taken onto rough terrains. Some drive well on city streets, but just don’t have the power for more adventurous drivers and certainly wouldn’t be capable of towing a caravan. A pickup can do it all. It’s versatile, which allows you to be more spontaneous.

There’s Plenty of Space

Space is a big pull of a pickup truck. If you are fed up of struggling to get everything into the trunk of your car, or you find yourself playing enthusiastic games of Tetris to try to get all of your shopping into the back, around any other equipment that you might need, you might find a pickup a complete game changer. The extra space is ideal for many people and can make life much easier.

It’s Perfect for Outdoor Activities

A pickup truck is a perfect car for anyone that likes to spend time in the great outdoors. Whether you enjoy camping, hiking, skiing or any other outdoor activity, a pickup gives you plenty of storage and a powerful car to get you to where you need to be.

Safety

Most modern vehicles are packed with up to date safety features to protect you and your family, and any new car had to undertake plenty of testing before it’s released to the public. But, pickups still have a few advantages over most of them.

Firstly, you sit higher up above the road. This gives you much better visibility when you are driving. You’ll be able to see more of the road and keep yourself safe. Secondly, if you were involved in an accident, the sheer mass of your vehicle would help to protect you.

You’ll Gain Respect on the road

When you drive a truck, you look like you know what you are doing. You appear to be a confident driver, that handles power well and other people treat you as such. You’ll gain respect on the road, and your confidence will grow.

Life Will Feel Like an Adventure

When you are in a truck, you’ll always feel as though you can go anywhere at any time. Driving like this makes your life feel like one big adventure.

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Gifts Every Biker Wants

When you have a biking enthusiast in your life, you know that everything they do generally revolves around their bike and more specifically riding their bike. Days out, motorcycle movies and the daily commute to work, it’s all about the bike.

While this makes it fairly easy when it comes to present buying, you don’t always want to buy them containers of chain lube but instead something altogether more exciting. In this blog, we take a look at what your biker is looking for and how to surprise them with the perfect gift.

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Music

Not just available for the car, having a soundtrack to your daily journey is essential, whether you’re on four wheels or two. For the biker the sound is coming from inside the helmet so the best thing you can buy is a set of bluetooth headphones that provide hours of entertainment.

Opt for a pair that have minimal trailing wires to avoid getting tangled up, some that just fit in the ear are perfect. Remember that the helmet can be snug so they will have to be as small as possible.

Your enthusiast will be able to sync their earphones up with their mobile phone for access to their ready downloaded playlist turning a good commute, into a great commute.

Safety gear

You’re all about keeping your loved one safe so take a look online and treat them to the very latest in protective clothing, gloves, boots and a helmet. The choice may seem overwhelming so figure out if your biker is an all-in-one or separates kind of rider and go from there. Find gloves that are warm and heated protecting the fingers from going numb and becoming unresponsive in the winter months.

With modern materials and fibres you should be able to find the perfect jacket and trousers that, while keeping the rider warm, are also waterproof and help to wick away sweat from the body keeping them cool and fresh.

Think too about their mid and base layers with a warm fleece and thermal underwear. It may not be glamorous but any biker would be grateful for warmth in the middle of an October commute to work.

Helmet camera

Not only great for capturing those epic biking journeys a camera can help keep a biker safe on the road by recording the behaviour of other drivers and acting as a deterrent against thoughtless or reckless driving. Pick up something robust and durable that is also waterproof and sits securely on top of the helmet.

Your biker is going to be spoilt for choice with all these fantastic ideas for gifts that making biking even more fun. From tech that provides entertainment and an additional layer of safety to clothing that looks stylish and helps keep those delicate areas protected in the case of a collision or slip. With all these great gifts to choose from you might even be tempted to give it a go yourself. Why not hop on today and see what all the fuss is about?

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Who Wants To Buy Your Car?

Cars are an asset to the modern way of life. They get us around faster than anything that’s come before them, and they keep us comfortable whilst they’re at it. They can be expensive to own and maintain, of course, but knowing how to drive is a life skill, and owning a car is a great investment.

Which is why, when it comes to selling your car, you don’t have to worry about the demand. It’s out there, you’ve just got to find it – the area just outside your house probably isn’t prime advertising space!

So if you’re sick of leaving your car on the sidewalk, with a ‘For Sale’ sign prominently displayed in the window, only to have everyone on the street walk past and pay it no mind, this is one for you. After all, you need your car sold, and sold as soon as possible, to make room and money for the new car you’ve got your eye on!

With that in mind, here’s just a couple of places where you can find someone who wants to buy your car. Keep them in mind when the time comes to get rid of your vehicle.

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Someone on a Social Media Marketplace

Social media has a lot to offer. Not only is it a place to craft out your own little portion of the internet, but it’s a place you can use to sell your items, whether they be some clutter out of your house or your old and used car you need to be rid of. A place like Facebook Marketplace, for example, is a great way to find someone in your local area to pay for the vehicle that’s clogging up your garage. And seeing as they’re nearby, they’ll be able to come and get the car in no time at all.

A Second Hand Dealer

There’s a car dealership in every town out there, and you can be sure there’s about two or three within a five to fifteen mile radius of you. Any one of them could be a second-hand dealership, or simply offer some second-hand vehicles, and they’d be a great resource to put to use if you’re trying to sell your current car. After all, whilst you might not be able to get your car picked up by the local Subaru dealership, you can think about offering your details to a user car salesperson who has a car lot of their own.

Head in to their office and tell them about the vehicle on offer. Of course, the terms and conditions are going to vary depending on where you are in the word, but there are some general rules you can follow: be sure to present the right papers and legal deeds, to prove you do own the car and can sell it, and that the vehicle itself has been recently serviced to prove it’s in working condition.

Don’t worry, there is someone out there who wants to buy your car.

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