The Essentials Of Being A Corporate Dad From Home

A lot of people might think that it would be difficult to start up a business when you’ve got a full family life. They’re not wrong. But some things are worth going through hardship for. Starting a business and being in control of your own ability to make money is part of that. So if you’re becoming a corporate dad from home, you need to make sure you do it right.

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Setting up an office

You might imagine that one of the perks of working from home is being able to do in bed in your underwear. The allure quickly wears off when you realise both how uncomfortable and unproductive it is. You need to list your needs and create an actual office out of them. Even if it’s just a corner of the room, you need a real space where you can focus on writing. Keep yourself supplied and organised.

Building real presence

If you’re starting a business, you can’t make do with just a Facebook or LinkedIn profile. People need to be able to find you and see what you’re all about. That means setting up your own website. There are tools like Squarespace that can easily help you create a site that truly looks professional. However, you shouldn’t use a generic web address hosted on another site. Completing that professional look means hunting for a fitting web address through services like PAC Web Hosting. You need your own server and your own address. Make sure the address is easy to memorize, too.

Building real visibility

The site is just one arm of how you’re going to build the visibility of your business and your ‘brand’ as a businessman. One of the most effective ways of showing that you really know what you’re talking about is by writing about it. Content marketing can be a way of delivering content that informs and educates readers. You can even slip in a few offers that big up your own business while you’re at it. When you’re building your website, seriously consider attaching a blog to it. The better your content, the more people it will attract to your business site.

Finding your balance

When you start a business, it can be easy to get a little over excited. To get all gung-ho and throw all your time into it. However, you need to make sure you don’t overwork yourself. First, it’s not good for your health or your family. Secondly, it can really damage your long-term motivation with the business. Get the ball rolling, yes, but take it easy and make sure you’re setting boundaries. You need ‘in-office’ hours even when you’re at home. Similarly, you need to make sure your family respects your office space when you’re ‘in-office’. You can’t be dealing with distractions every two minutes.

These steps are only the beginning of starting to grow a home-based business. From here on out, it’s about marketing and networking, as well as delivering the best services you can. There’s nothing to stop you from starting a truly successful business from home. Go out there and get ‘em.

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Protecting Yourself Against High Insurance Fees

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Car insurance, eh? Not exactly the most fun thing car enthusiasts have to deal with. But it’s extremely important and helps keep us safe. Of course, our need for it can make high costs sting even more. Here are the things that affect insurance rates the most.

 

The laws of your state

 

Where you are in the country will have an effect on certain areas of insurance policy. There may be vehicular laws in your state that place a different amount of blame on particular parties when compared to other states. And liability is pretty much everything when it comes to insurance! The laws will also dictate exactly what kind of car insurance you need. These are the minimum car insurance laws. One state may require you to cover things that another state doesn’t. This is why it’s important that you look into affordable auto insurance!

Car Insurance.

Car Insurance.

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DUI

 

If you’ve ever been caught driving under the influence, then you’re going to be hit with higher insurance costs. But it’s not just a flat rate for having been caught. The rate at which car insurance costs will increase depends on how your particular situation panned out. And I’m not just talking about damage to the car, the property of others, or even other people. (Though, of course, those things won’t help.) The extent to which you were punished by the law will also be taken into account. If you were sent to jail, for example, you’ll be paying higher premiums than someone who didn’t for a similar offence.

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DUI

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Reckless driving

 

The typical rate of car insurance increase for someone caught drink-driving is in the 15-19% area. What may surprise you is that reckless driving can push it up even higher, to the 20-25% range. Of course, this isn’t too surprising when you consider what reckless driving can describe. You may have been driving without a license, or racing in the streets, or even trying to escape the police. Reckless driving, as defined by the law, will always be considered a major traffic violation.

 

A history of fraud

 

Here’s a question you may consider odd. Have you ever committed insurance fraud? Well, I doubt you would tell me even if you had. But if you have, then your insurance company are going to find out. Insurance companies aren’t exactly keen on working with people who’ve, y’know, defrauded insurance companies. If you’ve ever had a legal dispute with an insurance company, this could very well affect your premiums.

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Speeding
You would think that speeding would be classed under reckless driving. But as I implied earlier, reckless driving generally refers to very specific violations of law. Speeding, of course, can’t always be referred to as reckless in the same way. You may have been going a few miles per hour over the speed limit. This will be seen as minor, and won’t increase your car insurance rates too much. (Unless you do it repeatedly!) If you’ve been caught going ten miles or so over the speed limit, then that can cause higher increases. And if you were doing something like 60 in a 30 because you wanted to test your car’s speed? Then you’ll probably want to go back up to “Reckless driving”.

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