Stuck In A Rut? Give Yourself a New Lease Of Life!

Life can get busy, and before you know it; you’ve been stuck in a routine that you don’t particularly enjoy. Repetitive tasks, jobs, and behavior can have a negative impact on your mood if you find them unfulfilling and if you’re growing tired or feeling stressed and fatigued. Therefore, you might need to shake things up a little and make some vital changes. Change and new experiences is often a positive thing, and you’ll give yourself a new lease of life and the boost you need to continue feeling motivated. The following are some ideas for those who feel their stuck in a lifestyle rut that’s no longer making them happy.

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It’s Time To Travel

 

A break from you’re used to doing or seeing will enrich your mind and help to give you a boost; especially when you’re enjoying new things in another country. Backpacking, or booking a vacation can seem a little intimidating, so book your first trip for a short time, and you’ll see (and feel) what a positive impact it’s had on your life. Check out sites like Shape.com and discover where you should be heading to clear your head and soak up a different way of life. You’ll return from your trip inspired and full of ideas; it could have the butterfly effect that you life needs and you’ll begin to make more changes as a result. Many say that nothing good comes out of your comfort zone; keep this saying in mind when you’re off on your travels and step out of your routine with vigor and enthusiasm for the best results possible.

 

A Career Upgrade Or Change

 

Being stuck in a job you hate will impact your mind and health badly; you spend a large majority of your time at work, so you should be somewhat happy with your situation. You may well return from your travels inspired to do something new or develop your skills further in your current field. Take a look at websites like DontPayFull.com for some vouchers or deals on retraining and qualifications; focusing on developing the new you will bring you happiness every day, and you’ll be able to enjoy the challenges of life, rather than dread them. If you’re determined to stay in your chosen career path; ask your boss about your options and future in their company so that you’ll be able to decide whether to move on to a new role somewhere else. There’s nothing less motivating at work than no prospects, so it’s time to create your own.

 

Do More Of What You Love

 

Sometimes the simplest things in life will make you the most happy and can help to beat stress; so take a step back and think about what, who, or where makes you the happiest. Once you’ve figured out your happy places; spend more time in them. Learn to say no to things you’re not going to enjoy; life is short and you’re not being selfish by putting your health and wellbeing first. The sooner you prioritize getting out of our rut; the quicker you’ll feel a new zest for life.

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Beat The Commute – How To Work From Home More Often

Most full-time workers hate their morning commute. It takes too long. It’s stressful. There is never anywhere to park. These are just some of the complaints from commuters who have to drive to work. There are, of course, many more. What if you could eliminate the commute from your day? Would it make any difference? The technology exists for many workers to work from home. Is it something you would consider?

 

Why Would You Want To Work From Home?

The average commute in the US is over four hours per week. In other countries, it can be much higher. These are the hours of your life when you can achieve little else. You have to focus on the road, even if the traffic is stationary. Worst of all, you’re not getting paid for those hours, yet you have to sacrifice them to get to work.

 

The cost of commuting, even by car, is much higher than you would think too. The fuel costs can be very high if you have long distances and lots of stops and starts. There is wear and tear on the car too. The cost to the environment can be quite substantial too. It’s not just the exhaust fumes you might worry about. The particles in the air from brake pads and tires are now known to be causing ill health for those that live close to main roads.

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Parking’s not a lot of fun either. It costs a lot to leave your car in a garage all day, and the time taken to find a spot is more time you lose from your day. Then, of course, are all the accidents that occur during the morning and evening commutes. According to this car accident lawyer, the losses you might experience from a typical crash could extend far beyond a couple of days wages.

 

Would My Boss Approve?

More and more big businesses are keen to be seen as supporting the varied lifestyles of employees. This can include workers with school-aged children and those that have additional needs in the workplace. If working at home means you are more productive, then why wouldn’t your boss agree? Take the commute out of your day, and you’re likely to be less stressed, less tired, and less likely to start the working day late!

 

Not all bosses are happy to let the employees work remotely. There is a trust issue there. You might need to prove yourself first. Why not ask to take a single day working from home? You’ll have a chance to get a feel for it as well as proving to your boss that you are productive.

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Some managers firmly believe that face-to-face meetings work best for team collaborations. It’s worth proposing video conferencing as an option here. It is also possible to stay logged on to a video call all day so your boss can see you are at the computer and working. This might feel like an invasion of privacy, though, especially as you are in your home. However, you might prefer it like this as you can still feel like you’re part of the office culture. Of course, cloud-based collaborative working will confirm you’re online, and your colleagues will see your input as it happens.

 

How Do I Set Up My Home For Working?

The most important thing you need is a high-speed internet connection and a good computer. This is often all a remote office worker needs. The rest will depend on your home lifestyle. If you live alone, you might be happy sitting on the sofa working. Of course, an appropriate desk and chair are less likely to cause back pain, neck pain, and postural problems!

 

A dedicated home office is ideal if you have a family at home with you. It gives you a separate environment for work to your home life. It will also be quieter, and you can work undisturbed while your family gets on with things elsewhere in the house. If you have to handle hard copies of documents, it’s essential you have a fireproof lockable cabinet to keep these things private and protected.

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Many people like working from home because they can enjoy TV in their lunch breaks and the chance to catch up with housework and cooking. However, it can be really easy to let your work life and home life leak into each other. This isn’t always a good idea and can lead to stress and even overworking.

 

Ideally, you should have a cut-off point or set hours for working that are similar to what you would have in the office. Yes, you should definitely get up, shower, and dress every day for work. It just puts you in a better. More professional mind-set for the job. Why not try a fifteen-minute walking commute around the block each day? It’s good exercise and is a healthy approach to working from home.

 

How Often Should I Work From Home?

Many freelancers and self-employed people work only from home. If you have a job, then you might only be able to work from home once or twice a week. The choice is down to you and your boss. Sometimes it’s nice to head back into the office for some company. Life at home can get quite hectic when you have to work there as well!

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Working from home should be beneficial to you and your employer. It shouldn’t just be about saving costs and time. You should feel less stressed and more productive, and that should be evident in your work. How many days a week will this be true? Every day can be different. The number of days you choose to work from home might vary from week to week.

 

Beating the commute is certainly something most of us wish we could do. Working from home might be just one answer to the problem. Moving closer to your office, or taking a job closer to home could change your commute dramatically. Would you prefer to work from home more often?

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Seven Steps To Financial Freedom

Things like retiring can seem like a long way off for many. But if you are in the same situation now as you are then, will you even be able to afford to retire? Many of us do just put it to the back of our minds as it can seem like so far off. But it can come around quite quickly. And if you’ve not put any plans in place, then you can get there, and you won’t be prepared at all. So here are some steps to take and tips to follow, so that you can be better with your finances and be able to enjoy life (and retirement). Money and financial concerns can be a massive stress in your life, but it doesn’t need to be.

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Plan Early On

 

No matter your age, it is never too early to start planning for the future. You might think that you only need to start planning for your retirement or later years when you are in your forties or fifties. But really, you should be planning for your retirement at any age. Think about how much money you could save by putting aside a hundred dollars a month for the next thirty years. That is a lot of money; over 35,000 dollars! So starting early can mean that you enjoy life later on and achieve financial freedom. Look for a good savings account to set up and just get started. There is no time like the present.

Set a Budget

If you don’t already live by a budget, then that needs to change pretty quickly. If you don’t plan your finances, then you are planning to fail with them. When you don’t set or stick to a budget, you could get into debt, and things could spiral out of control. And if you’re not keeping track of what you earn and what you spend, you can easily get into debt. It is tempting to just spend on a credit card when you have no idea what is in your bank account. So sit down and figure out how much money you have coming in each month. You can then figure out how much you spend each month on the necessities of life, like your bills and groceries, for example. From there, you can decide how much you can save a month. Then what is leftover, is what you have for other things. You can still have fun when you set a budget. It just means that you’re living within your means and not spending what you don’t have. You don’t want to get into your later years with masses and masses of debt. So start early by setting a budget, and then most importantly, stick to it.

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Earn an Extra Income

If you are looking at your finances and feel that at the moment, you can’t save any money each month, as what comes in goes right back out, then you could look for ways to earn a second income from home. If you can earn an extra income from home, by doing relatively little, then why not get that extra income? It could be used for savings or put towards special things like vacations or family events. So why not look online for 70+ legit work from home jobs with no start-up fees? If it doesn’t cost you anything to set it all up, then it makes it easy to get started, with much less pressure too. So what are you waiting for?

Keep Savings Separate

As has been said, setting up a savings account is a really good idea. You can earn a good rate of interest on your money, which is much better than it sat in a low-interest checking account. The key to having a separate savings account is that the money is gone right away. If it sits in your current account, then it can be tempting to spend it. So with a savings account, it certainly is out of sight and out of mind, which can only be a good thing when you’re trying to save. So keep things separate where you can. It will help!

Consider Your Family Situation

What you can save as a family will depend on your family situation. So talk with your family about what they are doing to prepare for the future. If you have a spouse, what are their plans for the future? Are they saving too? If they aren’t, then you need to think about potential pensions and what it will cover. Will there be enough for your spouse or any dependents that you might have? It can feel like a bit of an awkward conversation to have. But it is a really important conversation to have.

Look For Ways To Invest

If you have some spare cash, or you want to use some of your savings, then investing in the right thing could be a really good option to make more money. If you’re new to investing, then it could be worth speaking to a financial planner, for example. As they could guide you to the right thing for you to invest in (though nothing is ever a guarantee). You could look at something like matched betting or the stock market, if you think that you have knowledge in those areas. It helps to feel confident in what you are investing in, as otherwise, you could sell your shares too early if you’re lacking confidence in it. So speak to others for guidance, but only go for what feels right. But it could be worth a try in order to maximize your savings and help you to prepare for the future.

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Be Frugal

It is nice to have nice things in life. But it is also nice to have the necessary things in life. So get in the habit of only spending what you need. If you are a bit of a shopaholic, then it could be detrimental to your future, especially if you haven’t budgeted well and keep spending money that you don’t always have. So learn to be more frugal in your life. It could be that you repair clothes rather than buying new ones or you make more of your own food from scratch, rather than eating takeout that costs more. You could grow some of your own food, as well as looking at cheaper alternatives for things in the home. Switching brands for things like washing powder, including making your own, could certainly save you quite a bit of money. So why not give it a try? Make sure you assess what needs and wants are in your life too. Do you really need those new shoes because your other pairs are falling apart? Or are they just pretty and you only want them? Questions like these will help you to live within your means and save. Standing you in good stead for the future.

The bottom line is that there are several factors that will affect your retirement, and they need to be dealt with now. You are the one that can decide the future of your finances, making sure that you enjoy your life later on. So start today and make some changes, even if it is just setting a budget or opening a savings account. If you’re already in your retirement years, then these things still apply and can be started at any point. Starting will make things easier, no matter what stage of life you are currently in.

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