The Questions We Ask When We Start On The Stock Market

More people than ever before are looking to passive income to make the bulk of their money. It makes sense in a world where many are turning away from the 9-5. Some individuals are starting businesses. Others are turning to less involved ways to make their money. Hence why the stock market is on the tips of many tongues it’s never touched before.

Once, us outsiders saw stock investment as exclusive to those on Wall Street. Us mere mortals had little chance of comprehending those fast-moving figures. But, thanks to changes in operations, and films like The Wolf of Wall Street, more of us are considering this as an option for making money. After all, Jordan Belfort started here from the ground up. Besides, we don’t want to become millionaires; we just want to make a little extra cash.

There’s nothing wrong with that, and it’s good that more people are investing in this field. It certainly takes power away from the people at the top. But, there are a few questions you should ask yourself before making any decisions. And, we’re going to look at three of the main ones.

Where should you invest?

The main thing you need to know is where to invest. Without this knowledge, you’ll find it near enough impossible to break through. The good news is, there are plenty of guides out there to help you. For the most part, making the right investment means considering how a business has done in the past compared with how they’re doing now. It’s also worth looking at projections for how they could do in the future. In short; there’s a lot of research. Let’s take botz etf stocks as an example here. These stocks are currently 50-60 percentile range compared to their historic medium. Plus, their current score is showing a higher than normal reading, which suggests reduced risks. In all, this would be a pretty good bet. Consider similar issues for all the stocks you look at, then compare them to find your best bet.

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How much do you need to start?

It’s also worth considering the amount you need to get started. The more you can invest, the more money you stand to make. But, that’s not to say you need a fortune behind you before you can make a move. In fact, less may be best in the early days. Bear in mind, though, that many stockbrokers won’t take tiny shares. You should expect to pay somewhere between $500-$1000 as a minimum.

For how long should you invest?

Ask yourself, too, how long you should invest for. In truth, this isn’t an easy question to answer. Once upon a time, it wasn’t unusual to invest for five years or more. But, the average holding time has reduced to around four months. In truth, longer-holdings stand to earn you more. But, you can keep things short and sweet if you want to see a fast return.

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Get Your Sky-Bound Business Off The Ground By Taking Care Of Health And Safety

We all deal with different hazards when we’re working. For some people, daily use of heavy machinery poses risks on a regular basis. For others, dangerous building tools stand to do damage. And, sometimes, it’s the sheer elevation we work at which poses risks.

We are, of course, talking about when business takes to the sky. There’s a multitude of careers which involve working above-ground. And, whether your business comprises of cleaning windows or cutting down trees, you should consider health and safety.

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This is crucial in business at the best of times. But, when the very nature of the job is dangerous, it becomes even more important. Should anything happen because you didn’t put the right procedures in place, you could lose a lot of money through legal action. Not to mention that staff will soon stop feeling safe when working. Before you know it, neglecting this area could lead to shutting up shop.

Instead, it’s time to have a long and hard think about how you could keep staff safe when they’re up in the clouds. To get you started, let’s consider some of the leading safety points worth focusing on.

A sensible workforce behind you

Before you even get your business off the ground, you need to take time over the people you employ. While health and safety does fall on your shoulders, you also need to ensure your staff can be trusted. That means, each time you hire an employee, you need to consider how sensible they seem. A good judge of this would be their experience. Workers who’ve already done similar jobs are proven entities. You won’t have to worry about such people working in the right way. Those without experience, however, are unknown quantities. In this instance, pay close attention to mannerisms during interviews. Does that candidate seem giggly and unprepared, or serious and reliable?

Of course, observation isn’t always a sure art. So, to protect yourself further, it’s worth employing people on probationary periods. That way, you’re within your rights to let go staff who don’t seem suited to the work. Ask your trusted team members to keep an eye. If they notice worrying behavior, or a new team member messing around, they can let you know. Signs like these in the early days are sure to lead to trouble. So, if this is the case, it’s time to let people go. It may seem harsh, but you can’t take chances in a dangerous career like this. If you find it hard to break the news, remind yourself that you’re only doing to keep the person in question safe.

A safe way to get up there

Then, you need to consider the safety of the method your staff use to get up high. Once upon a time, ladders were the only option here. And, these could still serve you well in some cases. Window cleaners working on residential properties could get away with one of these. Equally some builders and gardening companies could put ladders to good use. These have the benefit of not relying on electronics to do the job. But, there is a downside as well. On unsteady ground, this is far from a safe option. What’s more, a damaged ladder might not make itself known until someone’s already received an injury. But, that doesn’t mean this can’t be a safe option. By training staff on where to set up ladders, you can ensure they only ever make use of stable and reliable ground. And, by carrying out regular equipment checks, you can rest easy that no ladders will malfunction.

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But, the days when this was your only option are long gone. Now, telescopic boom lifts like those found at could also serve you well. These are ideal for getting up higher than a ladder can go. If your company cleans windows on commercial skyscrapers, for instance, a machine like this could serve you well. The benefit here is that these lifts provide stable foundations for staff to stand on. To ensure even more safety, train all staff members in proper use. And, do regular checks on the state of your machine. If you notice a glitch, don’t hesitate to call out a mechanic who can take a closer look. You owe it to your team to keep on top of things like these.

The right clothes to wear

Of course, worrying about the method of elevation itself isn’t enough. You also have a legal responsibility to provide the correct safety gear. As height is the name of the game in your enterprise, helmets should be your primary priority here. Options like the Petzl Vertex Best Helmet, as found at, are your best bet. Hard shells like these are ideal for those who work at height as they offer complete protection. It’s worth keeping these in the workplace so that you can be sure of condition. Given that these are essential to what you do, it’s also worth keeping some helmets aside for emergency use. That way, you can rest easy that you’re always covered should there be any breakages.

Of course, safety gear doesn’t end with helmets. Workers up high also need standard options such as work goggles. These are especially crucial at height. Getting something in the eye could leave a colleague unable to see. If that happens when elevated, an accident could ensue. Think, too, about supplying options such as safety boots and hi-vis jackets. While less specific to the level at which workers operate, these are part and parcel of a safe working environment.

AR RAMADI, Iraq (Dec. 21, 2007) Builder 3rd Class Adam Turbeville, assigned to Naval Mobile Construction Battalion (NMCB) 1, connects his safety harness to a truss while working on the construction of a fellowship hall at Camp Ramadi. The hall will be used to host conferences, celebrations, and worship services, and will also serve as a place for service members to relax. NMCB 1 is deployed to several locations in the Middle East, Afghanistan and Micronesia providing responsive construction support to U.S. military operations. NMCB 1 is also part of nearly 1,100 Sailors and Marines supporting critical construction efforts in the Al Anbar Province of Iraq. U.S. Navy photo by Mass Communication Specialist 2nd Class Chad Runge (Released)

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And, last but by no means least, you should provide safety harnesses for those out in the field. This will ensure an added level of safety, and can also put worker’s minds at ease. You should provide in-depth training on harness use to every new employee. Make sure, too, that you regularly check all your workers are following procedure. Cutting corners here could cost lives. And, that would be on your shoulders.


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There’s Been A Major Leak In Your Home – What Do You Do?


Of all the problems that you could encounter in the home, a major leak is easily one of the worst. Aside from the initial threats that it could put your family under, it’s likely that there will be financial repercussions too.   

Hopefully, you’ll be reading this post for precautionary tips rather than due to an ongoing disaster. In an ideal world, you’ll never encounter those issues. But if you do, these are the steps you must take.

Stop The Leak!

Shutting off the water supply will instantly slow the escalation of damage. Sticking a bucket under any leaking pipes or appliances will prevent the problem spreading to other parts of the home.

Even with the issue seemingly contained, calling an emergency plumber is the only way to be sure to stop the source of your leak. And restore normality. Living in a home without access to water isn’t an option. On the other hand, you cannot take the risk of trying to use the facilities without professional confirmation that it is safe to do.

Once the source of your leak has been attended to, you can start to think about the next steps.

Assess  & Repair The Damage

The harsh reality of suffering a leak is that you’ll almost certainly have encountered damage. If it originated from upstairs, the ground storey ceiling might be affected. Meanwhile, the walls will almost certainly show signs of the leak.

Some housewares and furniture may have been caught up in the damage, while severe leaks may have resulted in flooded rooms or basements. Pumping the excess water is a key step en route to recovery. Once the home is dried out, you’ll want to remove the smells and visual problems. These can impact the value as well as your happiness. You don’t want this to become a long-term issue.

Turn this into a positive by making it a part of your natural periodic decorating cycle.

Prevent Future Episodes

All homeowners will be fearful of leaks. However, those that have had the misfortune of experiencing them have an extra incentive to avoid repeat damage. Going the extra mile to prevent them is key.

The facilities should now be in good health, but it’s still important to run annual boiler checks and regular maintenance. Perhaps most crucially, you must learn to be vigilant for early signs of damage. Sadly, there’s a good chance that your previous problems could have been minimized by early detection.

For peace of mind alone, taking those precautions is vital.

Learn From Any Mistake

The process of preventing future damage is a fantastic first step towards learning from the previous experience. This isn’t where the life education should end, however, and you can take things to an even greater level.

If your insurance coverage wasn’t as good as it should’ve been, you’ll now want to find a better deal. On a similar note, the damage of the water leak should make you consider gas leaks and electrical problems too. Essentially, if this whole episode doesn’t teach you to protect the home from every angle, you’ve missed out.

The harsh reality is that a leak is never fun. With these tips, though, you should be equipped to deal with it in style.

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How to Make Your Home Effective in Cold Weather

It is important to make sure your house is ready for winter weather and if your is not, here is how you can get ready. Having a warm house is essential to weather any season, and can be super important if you live in a cold state. Making your house warmer is not rocket science and it can be done by anyone. Your home is something worth investing in and so if it is not warm, this is something that needs to be looked at and remedied. Having a warm home is not only a pleasure to live in but gives it that homely feeling. Here are some ways you can make your home warmer in no time at all. Don’t skimp out on where you live; your castle is worth your time and your elbow grease too.

Get Insulation

Insulating your house can be a great way to make it warmer. Insulating your house involved putting materials in the walls or the roof that will help insulate you and keep the warmth in. There are many other great benefits of insulation too. By keeping the heat in your home this means your central heating system does not have to work so hard, meaning you will end up paying less for your heating. If you are worried about investing, keep in mind that the money will back to you. You can also get insulation made out of recycled materials meaning that you don’t have to have a negative effect on the environment while making your home that bit warmer.

Fix Any Little Problems

Small problems that go unfixed can have a significant impact on how warm your home can get. They can create unnecessary drafts throughout your home, or even if damp goes unchecked it has disastrous effects. Fix that latch on the window or get a roofing company to fix the tiles on your roof. Whatever you need to do to solve all the little problems make sure you do it before the weather get cold, so you can reap all the benefits.


An Open Fire

One sure-fire way of heating up your home is getting an open fire. Nothing is more atmospheric, nor does anything throw off more heat than a fire. If you want your living room heated and don’t mind stocking up on wood in the yard, this could be for you. Alternatively, you could get a portable electric heater if you don’t want to open up your fireplace. If it is your bathroom that needs heating, underfloor heating is always an option too. There are countless heating systems you can introduce to your home to warm it up, it could just be the boost you need on those particularly cold evenings.

Here are a few ways you can warm up your home. Fixing those problems with your home that have been around for too long is a good place to start. Installing insulation or other heating systems can make all the difference when warming up, and keeping your home warm.

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Four Ways To Make Yourself More Employable

In a job economy that is incredibly competitive and there are multiples of people applying for the same job, then it pays to be doing something to make yourself stand out from the crowd. Having something unique on your resume or doing things to improve your skills are going to make you memorable and much more employable. But all of that is easier said than done, right? What are some of the things that could actually make a difference?

If you’re wanting to change career or just get your dream job, then here are some things that you could be thinking about.


Work Placements

It can be hard to get a job in a field that you have little or no experience in. However, it can be easier to get a work placement or work experience in one of those roles, as they’re not expecting you have lots of experience. So applying for a work placement, where you can learn on the job, gives you some vital experience for your resume, as well as gets you some connections in the industry.

Use Your Initiative

When it comes to working, then many people would prefer to work for themselves. So if you’re not managing to get a job in the field that you want, then why not make your own job? Working for yourself can be hard work but incredibly rewarding. It doesn’t even have to be something too complex. For instance, how about looking up ‘semi auctions near me’ on an online search, and start getting into transportation and logistics? It can be a fairly straightforward business that can mean a steady income. Retraining or looking for different things to be doing in the meantime are great ways to show your initiative whether to work for yourself or for an employer.

Volunteer Work or Overseas Work

If you have evidence on your resume of working abroad or volunteering, then it can make your resume stand out by a mile! There can be so many skills and qualities that are developed or learned when you do this kind of work, that it can look really positive to an employer. So if you have the chance to do any of this kind of work, then doing so even for a little while can be a good idea.


The term ‘network’ can seem a little cringeworthy, but when you’re trying to get your foot in the door, it can be a good way to go. Meeting new people, especially the ones that are in the field you want to be working in, means you have a face to the name and someone to call upon for advice. Even if it is the small thing that could land you an interview, it is going to be worth it.

There are many opportunities out there for you; you just need to know how to hone your skills, and your resume, to make you shine. And don’t underestimate the power of working for yourself, either.

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Planning A Winter Road Trip? Snow Problem!

If you have travel plans, wintry weather doesn’t have to stop you in your tracks. Unless there are severe warnings in place, and forecasters and emergency services are advising people to stay at home in the warmth, there’s no reason why you can’t hit the roads. If you gearing up for a road trip and there’s a chance of snow en route, this infographic will help you steer clear of danger.

Preparation is key when it comes to driving in the winter months. There’s every chance that you’ll reach your destination without any delays, but it’s best to be prepared, just in case you need to pull over or stop. Wrap up warm, take thermals, coats and blankets with you and ensure you have a first aid kit, a torch, an in-car charger for your phone and plenty of snacks and drinks.

Before you set off, plan your route and let people know where you’re going and what time you plan to arrive. Check your tire pressure, fill up on fuel and enter your destination in the sat nav. If there are road closures or traffic issues, your sat nav can show you alternative routes. If the roads are slippery or visibility is poor due to snow or heavy rain, reduce your speed, use your lights, and give the vehicles around you plenty of time and space. Your journey may take you a little longer than anticipated, but it’s best to make sure you arrive at your destination in one piece.


Infographic created by IntelligentCarLeasing


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Feeling Cooped Up In The Office? Try Chicken Farming Instead

Enterprises come in all shapes and sizes. In the business world, there’s more focus on the office environment than anything else. Hence why many individuals start out in this setting. But, sometimes, being cooped up in an office isn’t a choice we’re willing to make. For some of us, a life like that could never be a happy one.

But, that’s not to say that such individuals can’t start a new business. There are many options which can see you out and about on a daily basis. Many people opt to start construction firms or undertake a gardening enterprise. Both these options could see you out in the fresh air as much as possible. But, neither of these beat an option like farming. Nothing’s as good as this for spreading your wings and escaping the workplace. Of course, many opportunities in this industry involve start-up costs which are out of reach for many of us. But, something like chicken farming has low overheads and might be worth considering.

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As livestock goes, chickens are a reasonably cheap option. As such, you could get started with this in the not too distant future. But, before you do, it’s worth asking yourself the following questions.

What products would your chicken farm focus on?

This may seem like a strange question. Surely the chickens are the products? But, there are a few different ways to make money from a chicken farm, and you need to consider each. The most apparent money-making benefit here is, of course, eggs. By focusing on egg production, you can be sure to make large amounts of money from each chicken you buy. After all, the average hen produces at least one egg most days. With regards to returns, it doesn’t get much better than this. But, that’s not to say egg production is your only option.

You may also want to delve into the world of broiler chickens, produced for meat. You do only get one lump-sum payment from these chickens, but you also pay less for upkeep. As such, the profit margins will be much the same.

If neither of the above options takes your fancy, you could even opt to breed chickens for other farms. This involves understanding what makes chickens ideal and breeding for the desired traits. If you get a reputation for yourself here, you’re sure to see fantastic returns.

So, there’s more to settle on than just chicken farming. You don’t have to stick with one option here, but it may be best to do so in your early days. That way, you can perfect one field before moving onto others. Make sure to consider startup costs and potential problems before making a decision.

What kinds of chickens?

Once you’ve decided what you want your chickens for, it’s time to consider which breeds would be best for the job. Different strains suit different purposes, so it’s crucial you take your time here. For instance, those focusing on egg production may want to opt for breeds such as White Leghorns. Those focusing on meat, however, would be better with breeds like the Cornish Rock. In some cases, there are chickens which have many functions and may be your best bet. Do your research, and consider what would be the best choice for you. Throughout deliberations, return to the decision you reached during the above point. That way, you can make sure that you’re opting for wise buying choices each time.

What will you feed your chickens?

It’s also worth taking some time to choose what you’ll feed your chickens. Again, the priority here all depends on your reasons for keeping them. Those with egg-layers will want to incorporate calcium. Keepers of broiler chickens will be more concerned with protein. No matter your purpose, proper nutrition is a must for healthy, productive chickens. The good news is, companies like River Country Cooperative produce nutritional feed options which should provide everything your chicks need. If you’re going down an egg route, you should also provide additions such as oyster shells to ensure adequate calcium. Bear in mind, too, that feeding needs may change during different times of the year. When chickens are molting, they need extra protein to ensure they keep laying eggs. In this instance, you could turn to higher protein ‘growing’ feed options. Or, you may want to turn to extras here, too. Chickens love treats like dried mealworms, and these are packed full of protein. Develop a decent calendar system to help you decide when these extras are necessary.

How will you keep your chickens?

In an age where we are becoming more aware of foul play in the farming industry, living space is much more important than you think. While battery farming and caged chickens were once the norm, this won’t do anymore. From an animal rights angle, this isn’t a life you should expose your chickens to. A move like that wouldn’t even make sense for profits in this careful consumer age.

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But, what are the alternatives? It may be that you want to keep your chickens in coops, much like homestead farmers would. Admittedly, large-scale coops can set you back a fair amount. To avoid that cost, you could always attempt to build coops of your own. As long as they have a raised perch bar and private nesting boxes, you’re sure to see results. Or, you could bite the bullet and invest in some ready-produced options. You can be sure that they’ll soon pay for themselves.

Or, you may prefer to opt for a barn set up, which will serve for more chickens in one foul swoop. There’s nothing wrong with this, as long as you provide outside space for at least some of the day. That’s easy enough to arrange. You could always build a roaming area around the entrance of your barn, and leave the doors open during sunlight. This would lend your farm the label of ‘free range’, and ensure customers don’t hesitate to buy your products.

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